State employees credit union brier creek

Hey, I'm looking to open a checking account at a credit union. Are there any favorites out there? Ethical, good to employees, benefits community, etc.

mostly just a vent, advice if you have any? not expecting any though, I just need to vent also not proofread, sorry
the following is very long, tldr I am incredibly lucky and well off and have every reason to be happy but I'm a shitty selfish person who wants easy instant gratification more than to improve and I can't get myself to care about anything enough to try hard enough
I have grown up in an upper middle class family, my parents are cheap because they grew up poorer then dirt but I have never felt insecure about money or that my needs and wants weren't met financially. my parents have some issues, products of traumatizing childhoods they treated with alcohol when they were younger and now they try and ignore, but they are certainly not awful. My dad can irrationally angry and yell, my mom will flip from being the most loving adoring person to seemingly despising me over the exact same thing, but I have in no way ever been physically abused and at worst maybe got a couple overly harsh words... well paragraphs (she does not know when to stop talking even when she's just digging a deeper hole for herself) from my mom. their worst attribute is probably just the gaslighting that fights never happened or went differently then I remembered but it's not that big of a deal and to be fair I have god awful recall so maybe they are right???
I have a wonderful boyfriend, he lives across the US from me right now because his dad is in the coast guard but we spent a very nice couple months together and are still going very strong. he is the most kind, loving, and supportive person in the world, I love him more than I knew I could love anything.
I don't have many friends because I either pushed them away directly or indirectly because I am a shut-in online college student and will forget to respond to text messages for weeks sometimes, but I have a couple who still try even despite how god awful of a friend I am.
I am not doing the greatest in college, but I am not doing terrible either, my state has the Running Start program where you can take partially school-funded college classes from the local community college to count as high school credits junior and senior year, I've been doing that the last 2 years. I am graduating from highschool next month and from college with a business associates next year in March hopefully. I also skipped kindergarten, meaning I am very far ahead in things.
I am in discussion with a local CPA accounting firm about a part-time junior accountant position which is an incredible opportunity in the accounting field as is regardless of how young and relatively inexperienced I am to be having these conversations. It's one of the few things I'm actually good at (at least so far) that I don't despise AND makes good money, I am very excited for it.
I am a trans guy, took me a while to realize it because I tried so hard to convince myself I just needed to "be a girl better" and that's why I hated myself, literally made my own "girl-bootcamp" where I tried to teach myself to be a girl in the most toxic feminity misogynistic way possible like a fool. I'm out of it now though! I am dressing the way I want, I go by a preferred name now, I was out in my highschool's theatre program and everyone was chill with it, I am not working right now so I'm not stuck getting dead named and misgendered all day anymore, and I just had my first appointment with the best gender clinic in my state and I'm supposed to start testosterone in a month. I should be happier then I've ever been.
but in the last month I almost killed myself 3 times, I had only gotten that close to an attempt once before. I've gained this sickening awareness, now that I've met all the imaginary conditions for happiness and success, that I am not getting any better, and it's because I don't want to.
As a kid I daydreamed so hard about the future, so sure the future would make everything better for me, that I became a maladaptive daydreamer and I am still no better about that to this day. eventually I stopped being able to imagine having a future at all, any event planned to happen past this afternoon doesn't feel real until it's occuring. I got out of toxic friendgroups, got in a relationship, got out of it, did therapy, got ADHD meds, did more therapy, got antidepressants, did virtual intensive outpatient therapy, did more therapy after that. I got good grades, I discovered myself, I got a job, I dropped the job to focus on school and myself, I fell in love, I make planner after planner after planner trying to organize my life, I try everything I can to find things I enjoy doing that make my happy and might give me motivation, I have did everything I was supposed to and I am the same trash I was at the start.
I take a shower maybe once a month I brush my teeth maybe once every couple months I eat average 2 meals a day, often just one I stay up late into the night, sleep long into the morning, or fall asleep a 6pm and wake up at 6am, I fall asleep all the time randomly and fatigue clings to me like plastic film I pace for hours and hours daydreaming, or ranting out loud to myself when I'm home alone I doomscroll until my eye sockets feel hollow I play stupid games I know are wasting my time when there are urgent things to be done I rot. I lay in my bed in rot. I sit on the couch and rot. I pace in the kitchen and rot. I sit on my phone and rot.
I can not control myself, I only care about self-fulfilling instant gratification and nothing else. eating is hard and I don't like it, won't do it. showering is hard and I don't feel like it, won't do it. brushing my teeth is hard and I am tired, won't do it. going outside is hard and I know secretly they can't help but judge my stupid girly voice the moment I open my stupid fucking mouth, won't do it studying is hard and I am too stupid for this shit anyways, won't do it
I am not getting better, I am only getting worse. I am at the highest dose of ADHD meds I can comfortably take before the side effects start to bug me, I take a pretty high dose of anti depressants. I know I am chemically better than before, it's not raw exhaustion and disinterest and misery, I get very happy and excited and energetic, but only if does something for me NOW. I get excited about dandelions and weird bugs and Hank green tiktoks and playing Stardew valley and city bus rides and zoos, but only in the moment and once it is gone I am hollow. if something is at all out of reach, no matter how good it is, how much ecstatic euphoric joy it brings me in the moment, I will not fight for it. no matter how miserable I am, if improving the situation is perceived as even slightly more uncomfortable for the tiniest moment, I won't do it. I sometimes have... bladder control issues, absolutely not fucking fun. I used to be so ashamed and proactive about it, and I still feel awful and disgusting and ashamed, but if it's the usual small amount where I can convince myself "it'll dry", I'll literally rot in my own filth for a week or so. it's disgusting, I am disgusting. I have been trying so hard to do better but it's never enough because I can't put my full heart in it, I just want my simple easy pleasure and then die. I am still trying to keep up with things, but I am continuing to worsen. the same cycle happened to me with both jobs I worked, I'd start out a star employee, learning really fast, showing up early, being very responsible, then I'd progressively show up a little later, just barely on time, a minute or two late, 5 minutes late, 10, 20, I call out "sick" an hour before my shift, I do this a couple times, I put in my two weeks/quit. I make up some excuse, usually some mysteriously serious and private family matters, and rot in bed because I fell behind on work or just couldn't find the energy to go and then I realized I'm a shitty employee and leave. I am at the "realizing I'm a shitty employee and leaving" stage in my life as a whole, but that's not allowed. Giving up is a terrible sad tragedy, but the only cure to sadness is to want to be happy. The only way to get better is to want to improve and push through the hard times and work hard and someday things will be easy and good. There's no cure to being the selfish asshole who cares more about not having to brush my teeth then living for my loved ones. I don't want to fight anymore, I am tired, the fighting isn't making me better, my ADHD and depression and arfid all keep from doing the things to fight my ADHD and depression and arfid enough as is, simply not having the will to fight is the final nail. I'm so tired, I want to take off from school and ignore the job opportunity and ignore any needs or responsibilities or meals and just play games and watch science videos and walk around town solely just to walk and look at things in stores I'll never buy and make weird clothes and pick flowers and impulse buy that Amtrak ticket to Monterey so I can visit the aquarium and sleep outside because I'm too young to book and stay in a hotel room alone and catch a bus going somewhere I don't know just to see where I end up and walk through the woods behind my house and try to find animal bones or a snake or something, I want to scream and cry and tear myself to shreds and laugh until I can't breath and spend every second and those awful unproductive dangerous stupid expensive waste-of-time wonderful perfect soul-filling tiny tiny little moments and then just drop dead. no more responsibility to anyone, certainly not myself, just ecstasy and permanent sleep.
it's not fair, I don't deserve that at all, it's selfish to want it when every person in my life has been through so much worse and are doing a thousand times better, I'll hurt people, life isn't that hard, ADHD and depression and common and executive dysfunction happens to people all the time and they do incredible amazing things and all I'm asked is to eat my dinner, take my 2 online college classes, and not fucking kill myself and I am failing at all 3 and I don't deserve to be getting away with this, even if I live but keep up tis behavior I will hurt people and ruin myself, but I just don't care enough to try because at night when I'm standing in front of the bathroom door, more than enough energy to brush my teeth for two minutes, knowing I should, knowing it's easy and fine and good for me and I need to I really need to, I still turn my head and walk into my room. I yell at the people trying to help me, I shove everyone away, and ruin my own life again and again and again and I'm never going to stop because I don't want to. I am shitty selfish person and I don't fucking care and I want to care but I just can't fucking care.

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A bad credit score can make life very frustrating and a bit more difficult than it should be. Fortunately for me, I figured out how to fix mine months after looking for different means to fix it. Bad credit score causes a lot of roadblocks such as rejection of loans and lines of credit (including car loans, mortgages, student loans, personnel loans, etc), difficulty in getting retail application approved, difficulty in getting a new cell phone contract, difficulty in making required security deposits, employee background check issues, higher insurance premiums in some states. Trust me, I used to face most of these roadblocks but thanks to a highly prolific hacker I hired, I was able to quickly increase my credit score and I’m still enjoying the benefit to date.
Contact
RYANPROHACKER AT GMAIL DOT COM
WHATSAPP: +1 (330) 850 1777
Many services he can render include: Social Media Hack ( Snapchat, WhatsApp, Instagram, Facebook/Messenger, Twitter, Viber, Tiktok, Tinder etc.), GPS Location Tracking, Recovering of lost bitcoin/ bitcoin account, Incoming calls Restriction, Intercepting and Retrieving Instant Messages, Grade Hacking, Credit Score Increase, USSD Control Commands, WhatsApp Spy, Viber Spy, Facebook/Messenger Spy, Skype Spy, Hacking into Databases of all kinds, Calendar Monitoring, Internet Usage Monitoring, Remotely Accessing SMS, Game Hacking and Cracking, Key Logging, Remote Email Spying, and more. What made me had trust in him was his offer of total Refund of any displeasing services but i didn't have to use that Choice.

A bad credit score can make life very frustrating and a bit more difficult than it should be. Fortunately for me, I figured out how to fix mine months after looking for different means to fix it. Bad credit score causes a lot of roadblocks such as rejection of loans and lines of credit (including car loans, mortgages, student loans, personnel loans, etc), difficulty in getting retail application approved, difficulty in getting a new cell phone contract, difficulty in making required security deposits, employee background check issues, higher insurance premiums in some states. Trust me, I used to face most of these roadblocks but thanks to a highly prolific hacker I hired, I was able to quickly increase my credit score and I’m still enjoying the benefit to date.
Contact
RYANPROHACKER AT GMAIL DOT COM
WHATSAPP: +1 (330) 850 1777
Many services he can render include: Social Media Hack ( Snapchat, WhatsApp, Instagram, Facebook/Messenger, Twitter, Viber, Tiktok, Tinder etc.), GPS Location Tracking, Recovering of lost bitcoin/ bitcoin account, Incoming calls Restriction, Intercepting and Retrieving Instant Messages, Grade Hacking, Credit Score Increase, USSD Control Commands, WhatsApp Spy, Viber Spy, Facebook/Messenger Spy, Skype Spy, Hacking into Databases of all kinds, Calendar Monitoring, Internet Usage Monitoring, Remotely Accessing SMS, Game Hacking and Cracking, Key Logging, Remote Email Spying, and more. What made me had trust in him was his offer of total Refund of any displeasing services but i didn't have to use that Choice.

A bad credit score can make life very frustrating and a bit more difficult than it should be. Fortunately for me, I figured out how to fix mine months after looking for different means to fix it. Bad credit score causes a lot of roadblocks such as rejection of loans and lines of credit (including car loans, mortgages, student loans, personnel loans, etc), difficulty in getting retail application approved, difficulty in getting a new cell phone contract, difficulty in making required security deposits, employee background check issues, higher insurance premiums in some states. Trust me, I used to face most of these roadblocks but thanks to a highly prolific hacker I hired, I was able to quickly increase my credit score and I’m still enjoying the benefit to date.
Contact
RYANPROHACKER AT GMAIL DOT COM
WHATSAPP: +1 (330) 850 1777
Many services he can render include: Social Media Hack ( Snapchat, WhatsApp, Instagram, Facebook/Messenger, Twitter, Viber, Tiktok, Tinder etc.), GPS Location Tracking, Recovering of lost bitcoin/ bitcoin account, Incoming calls Restriction, Intercepting and Retrieving Instant Messages, Grade Hacking, Credit Score Increase, USSD Control Commands, WhatsApp Spy, Viber Spy, Facebook/Messenger Spy, Skype Spy, Hacking into Databases of all kinds, Calendar Monitoring, Internet Usage Monitoring, Remotely Accessing SMS, Game Hacking and Cracking, Key Logging, Remote Email Spying, and more. What made me had trust in him was his offer of total Refund of any displeasing services but i didn't have to use that Choice.

Here's my shit show, hopefully summed up in an easy to understand way:
In 2017, I bought a car in MS, as in I used my money to pay for it. But (rookie mistake) we put it in my now ex-husband's name because at the time it saved us approximately $900 on the registration and that was the recommendation of the salesperson. Plus, "there's no need to put both of us on there since my credit score is better." So, the title and the loan were in his name.
Fast forward, I move to CO, he moves to TN and we get divorced. It wasn't pretty, but it wasn't really dirty as we don't have kids or anything. We start the process of getting the car in my name. The loan was super easy to move over to my bank with the rest of my accounts. With that, of course, was the car title and all of the papers. Our divorce was finalized in Dec 2019 and the papers granted me the car.
The bank attempts to send the title to the DMV so that I can sign it into my name. I say "attempts" because the DMV in my city is not car registration - that is across town. It does, however, share the building with the lottery office. So we can't find the papers, we don't know where they went. Eventually, we learn they went to the lottery office. Manager claims he "can't remember" if he mailed it to vehicle registration or sent one of his employees to hand deliver it. Vehicle Registration claims they never received it. And then, guess what! Covid lockdown because it's March 2020. So any government is impossible to get a hold of for months. I was calling all over the state once they started opening up for pre-made appts and more often than not, staying on hold until I was hung up on by a machine.
Life is turmoil for the next year and once I regain myself, I'm working with the bank to learn they lost ALL of the papers, including power of attorney from my ex. He has to re-sign in front of a notary and the bank needs the original signed document.
The past 3 years - I've been driving a different car and haven't been able to get a hold of him.
What can I do? I am still paying on the car and it affects me and me alone if I stop paying. I literally don't care about the car at all at this point, but I can't just be holding onto a car that doesn't "technically" belong to me, even if I've paid for the whole thing and the divorce papers grant me ownership.
I really don't want to drag a lawyer into this, but is that my only option? All I need is a power of attorney form signed in front of a notary.
If I need to clarify anything, please let me know. It's a stupid situation and I would change SO MANY THINGS about the entire thing, but here we are.

A bad credit score can make life very frustrating and a bit more difficult than it should be. Fortunately for me, I figured out how to fix mine months after looking for different means to fix it. Bad credit score causes a lot of roadblocks such as rejection of loans and lines of credit (including car loans, mortgages, student loans, personnel loans, etc), difficulty in getting retail application approved, difficulty in getting a new cell phone contract, difficulty in making required security deposits, employee background check issues, higher insurance premiums in some states. Trust me, I used to face most of these roadblocks but thanks to a highly prolific hacker I hired, I was able to quickly increase my credit score and I’m still enjoying the benefit to date.
Contact
RYANPROHACKER AT GMAIL DOT COM
WHATSAPP: +1 (330) 850 1777
Many services he can render include: Social Media Hack ( Snapchat, WhatsApp, Instagram, Facebook/Messenger, Twitter, Viber, Tiktok, Tinder etc.), GPS Location Tracking, Recovering of lost bitcoin/ bitcoin account, Incoming calls Restriction, Intercepting and Retrieving Instant Messages, Grade Hacking, Credit Score Increase, USSD Control Commands, WhatsApp Spy, Viber Spy, Facebook/Messenger Spy, Skype Spy, Hacking into Databases of all kinds, Calendar Monitoring, Internet Usage Monitoring, Remotely Accessing SMS, Game Hacking and Cracking, Key Logging, Remote Email Spying, and more. What made me had trust in him was his offer of total Refund of any displeasing services but i didn't have to use that Choice.

A bad credit score can make life very frustrating and a bit more difficult than it should be. Fortunately for me, I figured out how to fix mine months after looking for different means to fix it. Bad credit score causes a lot of roadblocks such as rejection of loans and lines of credit (including car loans, mortgages, student loans, personnel loans, etc), difficulty in getting retail application approved, difficulty in getting a new cell phone contract, difficulty in making required security deposits, employee background check issues, higher insurance premiums in some states. Trust me, I used to face most of these roadblocks but thanks to a highly prolific hacker I hired, I was able to quickly increase my credit score and I’m still enjoying the benefit to date.
Contact
RYANPROHACKER AT GMAIL DOT COM
WHATSAPP: +1 (330) 850 1777
Many services he can render include: Social Media Hack ( Snapchat, WhatsApp, Instagram, Facebook/Messenger, Twitter, Viber, Tiktok, Tinder etc.), GPS Location Tracking, Recovering of lost bitcoin/ bitcoin account, Incoming calls Restriction, Intercepting and Retrieving Instant Messages, Grade Hacking, Credit Score Increase, USSD Control Commands, WhatsApp Spy, Viber Spy, Facebook/Messenger Spy, Skype Spy, Hacking into Databases of all kinds, Calendar Monitoring, Internet Usage Monitoring, Remotely Accessing SMS, Game Hacking and Cracking, Key Logging, Remote Email Spying, and more. What made me had trust in him was his offer of total Refund of any displeasing services but i didn't have to use that Choice.

This probably isn't the best place to ask, but I'm using all my resource options.
I leased a car three years ago from Kia Car Pros in Huntington Beach when I was still living in OC. I now live in San Diego and my lease is ending in a month and I wish to buy out my car and keep it.
I'm doing the financing through my local credit union (Mission Fed) and they told me all I needed to do was email my representative the lease buyout package from my Kia finance account, which I did. My Mission Fed rep also told me I wouldn't have to go to the dealership in this process at all. However I got a call from an employee from my dealership and he told me I had to come in so he could do an odometer check, car condition check, sign title paperwork, etc.
So I'm just wondering if anyone here has experience buying out their car from this particular dealer. I'm trying to avoid making the drive from SD to OC, but if I have to do it, I guess I will.

Firstly, I really appreciate anyone who reads this whole ass post. I apologize for the length of it. Just needing to get a lot of stuff out.
I'll try to keep this as short and concise as possible, though it's difficult because there is a lot going on. I am half trying to vent, and half looking for advice on how to manage my life.
I guess I'll start with some general information about myself so that you can get an idea of who I am.
​
About me:
Both of my parents were drug addicts, I dropped out of high school when I was 14 years old, I have diagnosed major depression, anxiety, PTSD from childhood abuse, and am an addict (However, sober for 11 years). I am 29 years old, male, and considering my childhood am doing really well for myself. I am an entrepreneur, this month is a mile stone for me in business, I just crossed $20,000 (A month) in personal income (I launched my company January 1st of this year). It's not an exorbitant amount of success but it's a big deal for me. I finally feel like I am hitting a stride in my business and making "Adult" money. My whole life as a high school dropout I was lucky to make 65-85k, Now I am crossing the territory of 240-320k
I am not medicated at all, and for the most part I feel like I handle my issues pretty well. I am high functioning, very effective and productive, I am able to get lots and lots of work done. Not just work work, but anything that needs to be done. I am known to eat to do lists for breakfast.
​
The problem:
That being said. My marriage is in shambles, and I am so incredibly overwhelmed with life. I almost crashed my car yesterday because I am so distracted with what feels like millions of things going on in my head at all times. It's this immense pressure on my shoulders that I feel personally responsible for everything.
Part of that is running a business myself, in a company that should probably have at least 5 employees, I am doing all of those responsibilities, if anyone has every started a business you know how it is. I plan to hire as soon as I have the profitability to do so.
Another thing is that I am responsible for our family (Myself (29) and my wife (33) needs. Just general things like staying ontop of bills, grocery shopping, keeping the house clean, etc. It's become a situation where If I don't get these things done, I get blamed for them not being done. If we miss a credit card bill and it goes to collection, it's my fault. So either I take on the additional stress of making sure everything gets done, or I suffer the consequences of things not being done. If feels like I cant win either way.
Another factor that isn't helpful is my business is in photography, and so it is very common to deal with clients who are not happy. Most of my clients are happy but its very common to get "You didn't do this right", "I don't like this", " This is terrible" type complaints which is difficult to hear on a regular basis while also struggling with trying to keep your head above water.
​
And so my day to day thought process is something like this. All at the same time.
​

1. I have to get that quote to that client
2. XXX client isn't happy and wants to schedule a reshoot
3. I need to get these 3 outstanding invoices paid
4. The kitchen is a mess and wife is upset about it.
5. I need to pay the medical insurance
6. Car needs oil change
7. Phone ringing
8. Texts coming in
9. Client wants to reschedule Thursday
10. yesterdays client wants to know where their photos are
11. I'm double booked for Wednesday, need to find a replacement.
12. debt collector calling about that missing payment
13. Spam call
14. Bathroom is dirty
15. Wife is upset I don't socialize with her friends more.
16. Need to get taxes done
17. I haven't had time for a haircut, need to get that done.
18. Going to Rome for vacation in a month, need to train someone to handle my business while I am away.
19. Phone ringing again
20. need to figure out dinner for tonight

​
These are just random examples of what's going on for me day to day. it never ever ends, and I am able to do a really good job at managing it all. but there is no reprieve. It seems a "Slow Day" doesn't exist for me.
​
However yesterday was a breaking point for me. This last week I've started to feel really sick. Like fatigue, side pain, light headed, overwhelmed. So I told my wife I wasn't feeling good and needed her to help me. She kind of brushed it off and just ignored me. This set me off because I very clearly came to her in vulnerability and told her I wasn't feeling well, I was very overwhelmed, and I was feeling very lonely and isolated in that moment and I needed her to nurture me. She just shuts down emotionally, She'll say things like "I love you" or " It's gonna be ok". But then she'll do things like immediately get on her phone and start texting, or ignore me entirely.
She exploded with her telling me what she doesn't know how to help me, that I am too much, that my emotions are too much and the only thing I do is suck the energy from her. That I am just playing a victim to get sympathy, and that it's not fair to her that she is my only support system and I need to find other people to talk with. Then she told me that there is other people I can connect with but that I choose not to, and that I choose to be isolated, and its my fault that I don't build community and that I isolate myself. That my feelings are in in-valid and its feelings is what makes her resent me. She has told me in the past that she feels like my feelings are a narcissistic abuse towards her.
And then we got into a fight where she told me that she no longer loves me, that I am not the person she wants in her life, that I don't make an effort to go out with her friends, that I don't care about connecting with her and her friends, that I don't want the same things that she wants in life.
She says I don't try, and that she has given me multiple chances to be better and I can't do it and she doesn't want to spend the rest of her life with someone like me.
Then when I try to explain to her how that makes me feel she will roller her eyes, or sigh, or get angry that I am continuing to try and express to her how I'm feeling. It's a negative feedback loop of me having these feelings, and then her feeling like my feelings are an attack on her, or that I am being emotionally abusive towards her for telling her. It's been years that it's been like this and it always ends with her telling me to not discuss my feelings with her, that she does not want to deal with it. So I repress my feelings, I buckle down and work hard, I keep my head down for a few months, and then I'll have a particularly bad week for whatever reason and I'll get overwhelmed and ask for help, and that will set her off and then the cycle continues.
Lastnight she told me that she is leaving. This morning she told me that maybe we can work things out if I can figure out how to manage this and provide for her the things that she needs from the relationship.
​
The advice:
​
How in the hell do I manage all of this? Ontop of my business and general life responsibilities, I am expected to exercise an hour a day, eat healthy, socialize a few times a week. I feel so stupid and worthless because I can't manage it like everyone else seems to manage it. My wife is so irritated with my incompetence and I just don't know how to do it all. I am already actively accomplishing things from about 7am - 9pm everyday. It's not like I'm sitting on the couch having a beer. I'm actively like accomplishing things, it's just not enough things to keep life going. I feel have to prioritize to keep all the balls in the air.
​
Right now I've got 8 deadlines that are past due, I'm writing a long ass post on reddit to strangers, and researching how addictive anxiety meds are in the event that I can get some anxiety meds so I can be less nervous to socialize at parties with my wife. All while clients are blowing me up, the house is a mess, and the bills are stacking up.
I've always come to the conclusion that suicide is only real exit strategy, I am not suicidal, like I am not trying to kill myself. But the conclusion I've come to time and time again is that the only way this will stop is when I'm no longer here. I've tired telling this to my wife and she immediately starts with me being the "Victim" and playing the "Victim card". I am not a victim, I have overcome every obstacle in my life I have been faced with, and I am not suicidal, I am just stating that my opinion is that my only reprieve from the overwhelm I feel on a daily basis will come when I die. no victim in that.

Hi all. I would appreciate some outside perspective on my situation. I live in California, in a high cost of living area. I've been job hunting for the last few months, and have been fortunate enough to recently receive two job offers, both with the State.
Job #1 is with the Department of Social Services, and job #2 is with a local state college, and both are administrative positions. Job #1 has a mix of office and field days, which require me to use my personal vehicle, while Job #2 has a fixed office location on campus. Job #1 has a starting pay of $4500 per month in the first year, and since it has a step system, the pay would increase to $5000 per month in year two. It also has a union. Job #2 has a starting pay of $3500 per month, but there is no step system, so there is no guaranteed pay increase annually, though it also has a union which fights for one.
Both positions have comparably good medical, dental, and vision benefits, with Job #1 requiring a minor deduction from each employee paycheck (about $50 for the employee contribution), whereas job #2 has a stipend that covers all benefits (if the basic options are selected). Both jobs have a pension, both have a union, and both have a good degree of job security, though I would suspect job #1 with the Department of Social Services would be a bit more secure, since it is more directly connected to the State. I suspect job #1 would also make more opportunities for growth and movement available to me, whereas people working in job #2 say opportunies for growth are very limited.
Since I am looking for a long-term career, and since I hope to one day buy a home in my area, job #1 seems to be the better choice by a wide margin, due to its higher pay, step system and security, as well as the doors that this position would open. However, based on my research, job #1 is highly stressful, has a high turnover rate, and is a position many feel to be overworked and underpaid. While Job #2 pays significantly less, many say that it is an enjoyable position, with low-stress, and a comfortable work environment (though a common complaint is the low and stagnant pay). If the pay for both positions were equal, I would take job #2 in a heartbeat, however, since that is not the case, I just need to determine how much of a premium I am willing to place on having a low-stress and pleasant work environment.
What are others' thoughts on my situation? Is there anyone who has ever been in a similar situation? Is there any chance job #2 would be able to match the salary of job #1, if I were to show them my official offer paperwork (I suspect they wouldn't, since it's a union job, but they also mentioned that pay was based on skills, experience, and equity, so I was thinking I could frame my request by saying that another state body, which also uses those same criteria, determined I was eligible for 4500 per month starting). I know mental health and happiness are important, and I wouldn't want to wake up every morning for the next 30-40 years dreading work, but past a certain point, I don't want to have unreasonable-- or as some could say, childish-- expectations. I should also note that there is a handful of people who say they love job #1, and that job #2 would be at a school I once attended, so it has tremendous sentimental value to me. I am also aware that, with either job, home ownership in my area will be difficult, and likely not possible for a few years. I appreciate any advice or wisdom anyone can share!

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Re:
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Over the past year and a half, following my complaint to the EEOC, I have continuously been subjected to harassment and retaliation by my former employer. The situation escalated when I came across an audiotape revealing the company's VP of Finance discussing financial fraud. I have attached my EEOC complaint and rebuttal to provide you with a better understanding of this situation. The company has embarked on a campaign of retaliation and attempts to cover up the truth. Recently, I discovered that my phone was under surveillance by private investigators hired by my previous employer, Socure Inc. As mentioned earlier, this harassment began at my local YMCA, where multiple individuals were instructed to participate in a planned campaign targeting me. Socure extended their actions beyond the YMCA by continuously tracking my cellphone's location wherever I went. Initially, I suspected I was being followed, but I later realized that my phone had been compromised. My messages and calls were being monitored, and even my home internet seemed to be tapped into. Furthermore, I have reason to believe that my bank transactions were being monitored as well. I am being targeted because I disclosed illegal activities involving the VP of Finance, which he was afraid to share. I’m one hundred percent certain that Socure hacked into my cellphone to eavesdrop on all conversations. Any and all things that I discuss with my wife would later be discussed amongst gym goers, at multiple Mosque, and random places I often visit. I have attached my EEOC compliant for further assessment of this situation.
​
The following individuals, whom I suspect were compensated, were involved in collecting information about me and fabricating false allegations:
* Sonia Atherly, the Director of the YMCA
* Stephin Roberts, a YMCA member who became a friend
* Ade A. (last name unknown), a YMCA member who became a friend
* Andre Nelson, a friend from Downtown YMCA Brooklyn whom I haven't spoken to in two years
* Austin Hill, a YMCA member who accompanied Andre Nelson
* Ethan, a YMCA member (last name unknown)
* Torell Taylor, a YMCA member
* Multiple neighbors: units 5A, 5F, and 2X PHE
* Serdar Cam, former neighbor and new neighbor at 322 Gates Ave
* Trevor (last name unknown), a YMCA member
* Justin (last name unknown), a YMCA member
* An unidentified female YMCA member who unexpectedly appeared at a restaurant where my wife and I were in Puerto Rico
* Gavin Tseng, a former friend who orchestrated a scheme involving real estate and a startup concept
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Retaliations took place at the following locations:
* Bedford-Stuyvesant YMCA: 1121 Bedford Ave, Brooklyn, NY 11216
* Brooklyn Mosque Khalifa: 120 Madison St, Brooklyn, NY
* Islamic Mission of America/Dawood Mosque: 143 State St, Brooklyn, NY 11201
* Airport Travels: JFK AirTrain
* Puerto Rico Vacation: Hilton Hotel
* Trip to Milwaukee: Airbnb rental at 1028 East Juneau Avenue, Unit 416, Milwaukee, WI 53202
* Supermarket in Brooklyn: 1420 Fulton St, Brooklyn, NY 11216
* Multiple Banking Institutions: Chase at 1380 Fulton St, Brooklyn, NY 11216 & TD Bank at 957 Marcy Ave, Brooklyn, NY 11216
* Multiple NYC Train Platforms: Hoyt–Schermerhorn Streets station & 125th Street Station
* Apartment Building: 322 Gates Ave, Brooklyn, NY 11216
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Types of framing and allegations being built against me:
* Resume fraud
* Real estate fraud
* Influencing people to file lawsuits
* Influencing neighbors to complain
* False restaurant reporting
* False robbery attempt
* And more...
​
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Bedford-Stuyvesant YMCA Director, Sonia Atherly - Staged Office Phone Video Recording:
Sonia Atherly, the director of the Bedstuy YMCA, participated in a retaliatory campaign. On September 29, 2022, she requested a meeting with me in her office. During our conversation, she pulled out her phone and began recording from her work monitor, alleging that a masked individual had entered the gym. She even asked me to view the video footage. While I complied, her phone continued recording, capturing my voice in the process. This action appears to be an attempt to counter the accusations made by the VP of Finance regarding fraudulent activities and manipulate my voice recordings to paint a negative picture of my behavior. In response to my concerns, the YMCA director provided the following reply: "Hi Lou. I believe that it was on Tuesday, and I was actually taking photos, so no, your voice would not have been captured in any way. To be clear, we do not record conversations at the Y in any way, shape, or form unless we have signed event waivers. I hope this clarifies the matter for you." On September 30, 2022, Sonia orchestrated an incident where the same individual showed up at the front desk as I was leaving, hoping to provoke a response from me and involve me in their investigation. For months, non-members of the YMCA were allowed to come into the facility and harass me while surveillance cameras were purposely turned off to destroy any possible evidence.
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Bedford-Stuyvesant YMCA Program Coordinator, Jeff (Damian Best):
Upon my arrival at the basketball gym, Jeff, the program coordinator, and a parent with her child were already present. After requesting Jeff to wait a few more minutes, the parent engaged in a heated argument with him, demanding to know why her child couldn't participate since no one else was there. I reassured her that while I didn't mind, Jeff was responsible for setting the rules. She eventually left the gym in an angry state. Their intention was to have me report the incident to management and portray me as someone who constantly complains. On October 4, 2022, I sent an email to myself for record-keeping purposes.
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Bedford-Stuyvesant YMCA Member, Ade (last name starting with "A"):
On Saturday, October 8, 2022, Ade and I agreed to meet for a late lunch at "The Green Place" in Brooklyn. I noticed that he kept referencing financial figures related to specific people he worked with. I suspect he has also been recruited to participate in Socure's retaliation against me. Their goal is to capture recordings of me to use them against me, claiming that I habitually record people. Ade also expressed dissatisfaction with the YMCA's adult open gym times during Saturday's basketball hours. He mentioned having discussed it with the front desk. On October 9, 2022, Ade sent me a screenshot of the YMCA's response to his request. It's important to note that I never made any complaints. As someone who lives near the YMCA and often wakes up early, I told him, "I don't want to play." Once again, Socure is attempting to build a case portraying me as someone who incessantly complains and records people to divert attention from their own misconduct. Multiple members were instructed to complain to me so that my name can be implicated. I believe that individuals are being compensated to assist them. In early May 2023, both Ade and Stephin Roberts repeatedly interrupted my workout in an attempt to initiate a conversation with me.
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Bedford-Stuyvesant YMCA member, Stephin Roberts - Staged information gathering:
Stephin Roberts, a fellow YMCA member, unexpectedly called me after we crossed paths at the gym, which was an unusual occurrence. We exchanged brief greetings, and I proceeded with my workout. I suspect that his intention in calling me was to record our conversation and use it against me, falsely claiming that I frequently record people, which is entirely untrue. Given that my cellphone was being tracked, it seemed that whenever I left my home, I would coincidentally encounter Mr. Roberts. He had been instructed to fabricate a false DUI incident to elicit personal information from me regarding a case on my record that had been expunged. During our conversation, I shared a past experience of mine involving a car accident I had when I was younger while dating someone, as well as my advice on expungement, recounting a personal incident that happened to me. At the time, I thought Mr. Roberts was a genuine person with good intentions. I believe Socure will be attempting to coordinate and get me arrested for theft or burglary based on the previous expunged records, trying to paint a negative image of who I am. I believe Stephin Roberts has been recording me as a tactic instructed by Socure's private investigator.
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Friend from Downtown YMCA Brooklyn whom I haven't spoken with in two years, Andre Nelson at Bedford-Stuyvesant YMCA:
I haven't had any communication with Andre Nelson for more than two years. However, he unexpectedly appeared at the gym I regularly attend on a Wednesday evening, despite it not being in close proximity to his residence. Subsequently, Mr. Nelson started frequenting the gym with his friend Austin Hill. Together, they began coordinating with YMCA members, informing them about my situation with Socure. Within one week, one of Austin Hill's Facebook friends reached out to me, mentioning a potential collaboration with someone they knew, namely Austin Hill. As I stated, I've never met Mr. Hill nor had any connection with people he knew outside of Mr. Nelson. When I encountered Mr. Hill during the following open gym session, he acted as though nothing had transpired, and I played along. Additionally, Austin requested certain documents from me for his business, but I never fulfilled his request. To confirm my suspicions that Austin was attempting to set me up, I orchestrated an event by telling him, "Yeah, man, girls don't care if you have a ring on. They will approach you. Come to this bar tonight." Upon my arrival at the bar a few minutes later, a woman wearing a wedding band tried to get my attention. However, I sensed that it was a staged occurrence. When Andre Nelson and Austin Hill arrived, they infiltrated the group of members, instructing them to provoke me during the basketball game while secretly recording my reactions. At one point, a member named Justin threw a water bottle, and the situation escalated.
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Bedford-Stuyvesant YMCA member, Trevor - Staged information gathering:
Trevor started asking and mentioning multiple work-related questions. On October 7, 2023, he mentioned having a quarterly review and asked for suggestions. Within weeks later, Trevor asked me if I knew any lawyers as he was dealing with a housemaid who was suing him. This same situation happened with more than two other members (Stephin Roberts, Kadeem Kirsten) in which they asked me attorney-related questions. I believe he was instructed to record our conversations.
Bedford-Stuyvesant YMCA member, Torrell Taylor:
As previously mentioned, I believe that the YMCA's Director is monitoring my interactions with other gym members in order to collaborate with them. Their objective is to falsely claim that "Lou is influencing people to document incidents," all with the intention of tarnishing my reputation. Additionally, Socure allegedly requested Torrell to open a restaurant in downtown Brooklyn as part of their scheme to build a case against me. YMCA member Justin repeatedly approached me, informing me that Torrell had opened a restaurant with poor-quality food and suggested I visit. Upon receiving this information from Torrell himself, I decided to pay the restaurant a visit. However, Torrell was not present during my first visit. I attempted a second visit, only to discover that the restaurant was closed. When I texted Torrell to inquire about the closure, he responded that there had been an issue with the owner's licensing. It is apparent to me that this was a staged event orchestrated by Socure to fabricate a case against me by falsely claiming that I reported violations against Torrell's restaurant. As mentioned earlier, I strongly believe that my phone was being tracked, and it is possible that a separate line was used to make false reports under my information.
Furthermore, my emails were also subjected to hacking.
​
Wireless Earbuds Planned at the Bedford-Stuyvesant YMCA open gym by Kadeem Kirsten - early 2022:
To ensure my privacy and personal space during the YMCA open gym sessions, I started choosing a spot away from others. I made sure to thoroughly clean the area where I sat, removing any bottles, wipes, or other items. After finishing my workout, I briefly went to the bathroom, and upon my return, I noticed a wireless earbud near the window close to my chair. I suspect that Khadim Kirsten intentionally placed the earbud there as he kept watching me closely. Mr. Kirsten also asked me for legal advice as well as a UX Designer, the same exact topic that Gavin Tseng asked me. Mr. Kirsten is one of those new members who never came to the YMCA. Upon rejecting Socure's settlement offer in January 2023, that's when all of these new members started coming to open basketball nights.
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Mosque Khalifa on Bedford Ave: Sept 2, 2022, at 120 Madison St, Brooklyn, NY, United States, New York:
During the service at Mosque Khalifa on Bedford Ave, the preacher persistently addressed a specific topic related to my case. He made references to "a brother within this community, one of our own, who made a recording" in an apparent attempt to divert attention to the tape I had recorded. Following my complaint to the EEOC through email, the recording was promptly deleted on the same day, which I later submitted to the EEOC. I started attending Islamic Mission of America/Dawood Mosque at 143 State St, Brooklyn, NY 11201, and immediately, I was followed by an individual who repeatedly tried to have a conversation with me. I was also followed to a Mosque in Harlem, NY.
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T-Mobile Visit Tracking / Unauthorized new number added at 574 Atlantic Ave, Brooklyn, NY 11217:
Concerned about the security of my internet connection with Verizon, I visited T-Mobile to add a new line specifically for internet access. To my surprise, shortly after arriving at the store, a male approached the same register I was standing at and started asking questions. A few days after leaving the store, I discovered that a new phone line had been added to my T-Mobile account without my knowledge or consent. I promptly contacted T-Mobile customer service to inquire about the data usage associated with that particular number, but unfortunately, I did not receive the requested information. I believe Socure hacked my home network, such as my laptop, tablet, Television and home camera. For the past year and a half, Socure has managed to view all of my browsing history. I believe they kept contacting lawyers that I reached out to after every visit I made on their website to avoid me from being represented. In additional, after noticing that my email accounts were hacked, I wrote a statement indicating that my emails were hacked in which I got notarized at TD Bank.
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Grocery Shopping Brooklyn:
During my visit to the local supermarket, I noticed several individuals following me closely, paying particular attention to the food items I was selecting and the card I used for payment. I believe I was being followed long before I started to notice.
* May 8, 2023, at 1420 Fulton St, Brooklyn, NY 11216
* May 1, 2023, at 1420 Fulton St, Brooklyn, NY 11216
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Online Job Targeting:
I have been repeatedly targeted for specific jobs and companies, which I believe are staged by Socure, just as they did by involving me in a company backed by their investors to stage multiple events against me while interfering with my employment. I was lured into Plural, formerly known as Civic Eagle, where multiple African American candidates who did not qualify were being hired without my knowledge. All whom I’ve never spoke with. I suspect that Socure somehow gained access to my T-Mobile account and requested my entire call history to monitor my communications. Furthermore, I believe that when I sought legal counsel after receiving the EEOC's authorization to file a lawsuit, Socure clandestinely intervened in my calls to every law firm I contacted.
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Puerto Rico Vacation on Dec 23, 2022:
Upon our arrival at our room in Puerto Rico, we noticed a black male who entered a room adjacent to ours shortly after us. However, after a couple of days, we did not see him again.
During a visit to a restaurant in Puerto Rico, I recognized the hostess as the same woman I had encountered multiple times at the YMCA. She had her head covered with a white scarf. As I was seated facing the entrance, she deliberately made eye contact with me, seemingly aware that I recognized her. After finishing lunch, this same woman followed us to the waterfront and watched us closely.
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Neighbor Tracking Movement at 322 Gates Ave, Brooklyn, NY 11216:
Every time I left my building, I noticed a consistent pattern where the neighbor from 5F would coincidentally head towards the elevator, wait in the lobby, and enter the building exactly at the same time. This behavior raised suspicions and led me to believe that individuals from 5A were strategically positioned next door, potentially tapping our walls to eavesdrop on our conversations. The neighbor in 5A, whom I knew through the YMCA, repeatedly complained about the building while urging me to submit a work order. I also suspect that Socure assisted one of my former neighbors, Serdar Cam, in moving into the building after they discovered my text messages about potentially moving there. Immediately after moving in, Serdar started complaining as well. I believe Socure was involved in placing a previous female tenant in the building, who also complained to me on multiple occasions about the building.
​
Uber License Training:
Once again, Socure monitored the location of my phone and deployed individuals to the classroom where I was attending classes in Long Island City in early March 2023. After completing the classes, I became too afraid of potentially facing false rider allegations.
​
New Open Gym Invitation by Bedford-Stuyvesant YMCA member Ethan, Andre Nelson was present on March 2, 2023, at 300 Adelphi, Brooklyn, NY 11205:
Ethan, a fellow YMCA member, invited me to join him at a nearby gym. To my surprise, Andre Nelson was also in attendance. While playing on the court, I noticed one of the players guarding me had a conspicuous microphone attached to them, and an Asian woman diligently captured footage from different angles with a video camera. I believe they were recording my voice and actions on the court. Additionally, it seems that after complaining about what happened at the YMCA, members are being instructed to engage me outside the YMCA to diffuse the situation. This incident further raised my suspicion that our apartment might be under surveillance, as I had previously mentioned Andre Nelson's presence at the open gym to my wife. Moreover, during the open run, I noticed the unexpected presence of multiple YMCA members from the Downtown Brooklyn location, whom I hadn't encountered in the past four years. I firmly believe that Andre Nelson orchestrated their participation and that they were strategically placed as collaborators by Socure.
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New Gym Invites
After fully understanding that I knew about all of the plans in place at the YMCA, with the help of the YMCA Director, Sonia Atherly, multiple members were told to invite me to other gyms to built a campaign of “ this is Lou everywhere he goes”. Over six plus individuals were asked to invite me to new open gyms and men’s league to play in. This is all to avoid further problems at the gym.
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Real Estate / Startup Venture Inquiry by Gavin Tseng:
Due to ongoing targeting, I decided to distance myself from everyone for months. However, my friend Gavin Tseng, whom I knew while living in Downtown Brooklyn, repeatedly invited me to his upstate home and wanted me to see properties he was interested in purchasing. It was quite unusual that Mr. Tseng would frequently text me, asking about my availability on specific days. I suspect that Mr. Tseng was recording our conversations during the trips and multiple phone calls, where he sought my help with UX Designing for his apartment rental car service. I believe Socure conducted research on my past work history, including my involvement in a Delegate campaign in Maryland for a real estate professional. I suspect that Socure fabricated false accusations against this individual and used my information to create misleading claims, leveraging my network and devices.
​
Subways / Stores Staged Evidence Building:
Regardless of the subway station I find myself in, I consistently experience being followed by random individuals who are instructed to approach me closely while holding their cellphones up to my face and posing questions. On multiple occasions, I recall three females approaching me seeking guidance regarding subway directions, and I willingly offered my assistance. However, I have recently become aware that individuals, including camera operators, have been capturing these interactions on film as part of what appears to be a deliberate campaign to discredit me.
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March 28, 2023 - Travel to Milwaukee:
While traveling to Milwaukee for a getaway from my wife after several disputes, I noticed that I was being followed at the airport. The surveillance continued throughout my stay at the Airbnb located at 1028 East Juneau Avenue, Unit 416, Milwaukee, WI 53202, from March 28, 2023, to April 11, 2023. I also experienced being followed at the Hertz car rental at 804 Vel R. Phillips Ave, Milwaukee, WI 53203, on April 6, 2023, and at the Pleasant Prairie Premium Outlet at 11211 120th Ave, Pleasant Prairie, WI 53158, on the same day.
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April 12, 2023 - Returning back from Milwaukee:
Immediately after arriving back in New York City from my two-week vacation, at around 3:45 pm ET, just two minutes after landing, I received a text message from a YMCA member whom I hadn't communicated with in over three weeks. The message mentioned something along the lines of "See you tonight," which I promptly deleted. This unmistakable occurrence served as a clear indication that my phone was under surveillance and being tracked.
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April 21, 2023 & May 7, 2023 - Vitamin Shoppe at 12 4th Ave, Brooklyn, NY 11217:
As I entered the Vitamin Shoppe in Downtown Brooklyn on Atlantic Ave, I noticed that I was being followed. While at the checkout counter, an African American gentleman positioned himself next to me, seemingly eavesdropping on my account information and the items I was purchasing. I strongly suspect that a similar incident occurred during my previous visit on April 21, 2023, although I was not actively observing at that time.
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On May 6, 2023, between 11:30 am - 12:45 pm - JFK AirTrain:
Once again, I became aware that my phone was being tracked. I accompanied my wife to the airport as she was departing for Milwaukee. Upon arriving at the station, an assertive African American woman in her late 30s hurriedly approached us, despite the presence of multiple station operators. She aggressively stopped us and began asking for directions. Sensing something amiss, I promptly distanced myself from the situation while my wife attempted to assist her with the directions.
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Friday, May 11, 2023 at Costco Eyewear at 517 E 117th St, New York, NY 10035: While I was sharing my information, a woman in her late 50s approached the counter and closely observed my personal details. I have come to believe that Socure has someone at Chase informing them of my location whenever I use my Chase bank card. The day before, I made purchases with my Chase card at Costco.
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Friday, May 11, 2023 at Costco at 517 E 117th St, New York, NY 10035: While conversing with a product representative at Costco, a young female employee in her late teens or early twenties approached with an older Senegalese gentleman in his late 60s. The gentleman sought assistance with a product due to his limited English proficiency. As he showed me his phone up close, I noticed someone recording our interaction from a distance. Once again, I felt as though I was being followed. It seems that a private investigator was aware of my recent purchase of fish oil at Vitamin Shoppe on May 7, 2023, as well as my pursuit of becoming a personal trainer. They orchestrated the scenario with the gentleman asking me specific questions about fish oil. It's worth noting that the material I was studying for personal training explicitly states that trainers should not recommend any medication to individuals.
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Saturday, May 13, 2023, at Hoyt Station in Brooklyn: Once more, I found myself being followed into the train station. While I was waiting there, a woman approached me once again, seeking directions. Without hesitation, I gestured towards someone else nearby and firmly replied, "No, ask her." Interestingly, there was a man across the platform holding two cameras, capturing the entire interaction between us. Following the unsuccessful attempt, the woman conversed with the man briefly before they both boarded the train.
Saturday, May 13, 2023, at Bedford and Quincy in Brooklyn: As I neared my apartment building, I noticed two cameramen once again attempting to record me. Sensing their presence and their intention to cross the street, I quickly changed course and crossed over to the other side, putting some distance between us.
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Saturday, May 13, 2023 - TD Bank at 957 Marcy Ave, Brooklyn, NY 11216: While I was withdrawing cash from the ATM, a white male in his late 20s, accompanied by a dog, was recording me from outside. I also believe Socure did some digging into all of my transactions at my local banks, such as Chase and TD Bank.
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Saturday, May 13, 2023 - Credit Card information altered: When I logged into my Discover Credit Card account, I observed that my information had been modified.
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Monday, May 14, 2023 - Best Buy Brooklyn at 625 Atlantic Ave Ste A7, Brooklyn, NY 11217: Upon reaching the printing department at 12:14 pm ET, I was harassed by an African American woman in her late 60s. I ignored her and left through the opposite side, but she continued to follow me and tried to engage in a conversation.
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Tuesday, May 16, 2023, at Target 517 E 117th St Suite 201, New York, NY 10035, at 10:46 am ET: Upon realizing that I was aware of the cover-up occurring, where individuals were tailing me and inquiring with their phones in hand, Socure strategically positioned an African gentleman near the entrance of the targeted bathroom. They had been closely observing my actions. Remarkably, this man was dressed identically to me during the incident that unfolded on Friday, May 11, 2023
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While waiting in line, I believe a Senegalese couple were instructed to chat about illegal activities intentionally while I was behind them and they absurdly moved to another line.
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Tuesday, May 16, 2023 - Cohen’s Fashion Optical at 86 W 125th St, New York, NY 10027: While retrieving my reading glasses from Costco, I discovered that the prescription was stronger than what was indicated in the eye examination. The lenses ended up negatively impacting my vision. I requested to review the physician's notes from the exam, but despite waiting for over 30 minutes, they were unable to provide any documentation as the physician was acting very strange. Instead, they gave me evasive responses, leading me to ultimately leave without a resolution.
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May 18, 2023 - Chase Bank at 1380 Fulton St, Brooklyn, NY 11216 @ 12 PM ET: Around 12 PM ET on May 18, 2023, at Chase Bank on Fulton Ave in Brooklyn, I experienced another incident I believe involves Socure. An individual was sent to tail me, and it began at TD Bank where this person approached the teller in an ostentatious manner, loudly expressing their intentions. I suspect this encounter was being recorded in an attempt to frame a robbery on me. It seems that Socure is continuously monitoring my activities, possibly as a diversion from the fact that their former CFO was untrustworthy. Regardless of where I go, I am constantly being followed, with new tactics being devised every time I step outside my home.
I’m writing to put a stop to this targeting and ongoing harassment.

The scammer does not have a working phone number, so they cannot be contacted.
My credit union says that the ONLY check they performed, was to see if my card was physically present. Since it was present, it's not fraud or a scam. Fraud claim rejected.
I tried resolving this over the phone but they seem incapable of doing anything besides re-reading my rejection email. The will not escalate or re-submit the claim despite my frequent requests that they do so.
I tried to show up in person, but they did the same thing as the phone people. Re-read me my rejection email and then told me I had to leave or they'd call the police.
So now that trying to resolve my problem by talking has failed. Can I sue my credit union for failing to refund me for fraud? VISA cards guarantee a refund on fraud. I am being refused this service which they advertise.
It's a claim for $280. Not even THAT much.
I live in Washington state.

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Hello Please help me weigh this job offer.
I am 32 and work in management for a big government animal shelter. I am underpaid for what I do (but I am the highest paid in the state) and currently make 47k a year with bump coming in July (They wont tell me how much but the whole city did a study and changing up the salary scale. I co-supervise a staff of 22 and indirectly supervise another 20. Its a stressful job but I am happy and love all my coworkers but I have been struggling with my work life balance the past year. I get lots of sick and vacation days. and its a crappy pension but its there. Been here 6 years. In that time I've been passed up for two promotions and have been told I am too valuable in my role and no one could replace me.
I received a job offer to be the Operations manager for a very small non profit rescue in the same city for 60k a year. They have a staff of around 5 and want to double it. they have been around since the 80s and are finally making a jump and need help building a new animal shelter. ( I have experience with this with my current job) I would go from managing an intake of over 8 thousand animals to 500 and they want me to help them to double and eventually triple that amount in 3 years. However I will be pretty much in charge of every aspect of this shelter. This director has claimed that I will not be working any overtime but I would only have two sick days a year and two weeks vacation. 3% matching 401k.
I have around 20k in credit card debt and 10k in student loans. Just paid off my car. My mortgage is only $500 a month. I am a lieutenant and love the public servant aspect of my current job. turnover is very high as the compassion fatigue is hard on everyone and this industry is generally low paying. I talked to my director about this job and they've jerked me around for years telling me to keep my head down and good things will come my way but I am also pretty content in my current position as I believe in this organization. I am essentially doing assistant director work (85k a year) as the spot has been vacant for the past 5 years yet they are hiring outside. There is another assistant director spot opening in two years and the director told me it would be mine if I keep clean and take the six sigma certification. I am skeptical.
My anxiety is at an all time high. I have always maintained the "do what you love" attitude but I think this is a big bump and I am not respected in my current role. (my employees and community love me though and I feel very fulfilled) If I do not accept this job the only other opportunity for me to get more money is for me to move cities which I do not want to do. I have concerns for this small profit. the position was posted 60-65. I declined the first 60k offer with 65k. The director then said they don't have that budgeted but if I come in and i do a good job then Jan 1st we will review. I asked for that to be included in the job offer letter and she said the board wouldn't let her. I feel a bit brainwashed with my current job that it has become my identity as a person. I have a passion for helping animals and I am sad that I would loose the law enforcement aspect of my job.
I think my favorite part about my current job is that something exciting happens every day. Everything from hit by car animals that need emergency vet care to dealing with gunshot wounds and combative citizens. I investigate people lying when they turn in there only dogs as stray. (50% of stray animals are people just turning in their own animals). I am very good at conflict mitigation but my weakness as always been organization. (Bipolar II and ADHD). I have made this my number one priority and have been getting much better about this. I have also realized that too much is asked for me in my role and have started finding my voice to buck more and say no to my current director. This has made my job much easier and now I don't have the stress of this job I used to have. Both the director and assistant director are barely at work and Me along with 4 other supervisors run the shelter. I am nervous at the thought of being by myself. I have always leaned on the experience of others before giving my input and making the decision. I also know that I am too honest about things and have taken blame for things not really in control because I am the leader. This has been weaponized against me to hold me down I think.
Any guidance would be most appreciated.
-Stressed out shelter worker.