Comenity ann taylor credit card
Is my brother's girlfriend immature and disrespectful?
2023.06.01 17:32 Enough_Permission_54 Is my brother's girlfriend immature and disrespectful?
My brother has a girlfriend for almost two years, I already met her bc we were on the same club playing volleyball but we never talked in general, when they started dating and she came to our house she was quite nice, she does not talk too much she is kinda the weird "shy" girl but she really has a strong personality too. I use to do jokes with my family in general, my brother and my father are the most common to do jokes too, my father is a wealthy man and always do jokes about me and my brother bc we are not that well paid in work as him, but ALWAYS as a joke, it does not bother any of us, one day she came to my house, before they were planing to travel together, they needed my father help to pay the fly cause my brother had problems with his credit card so I did a joke to my brother saying that he needs our father credit card to travel and we both laught about it, but she didn´t and replied me agressibly, so I shuted up and understood that she maybe didn´t get the joke but I thought she already knew we do this type of jokes (my brother confirmed this to me later) since that day she started to come less to our house, when she sees me she avoids me, say hi to everyone with a kiss on their cheek (something pretty common in my coutry) but ignoring me completly making it TOO OBVIOUS and making my parents uncomfortable with this. I thought okay maybe she was mad for something, I ignored that situation once, then one morning when she stayed at home to sleep, I woke up, made my coffee and sat on the table to have breakfast with my brother and with her too but she made her coffee and runned to my brother's room to have breakfast there ¿? that situation captured my attention and I thought okay this is really immature, if there is a problem with me why didn't she tell me so we can fix it? I talked to my brother and after putting pressure he told me that she was mad at me about the joke of the credit card and he told me he knew it was a joke but she didn't take it as it, then told me that she said that I said something about her mother ¿? which i NEVER did and my mother said that it would be impossible because i do jokes and all but i would never be capable of doing those kinds of things..
So now for almost 2 months she ignores me, doesn't come home when I am home, does not have breakfast if I am there, does not talk to me and did the same to my mother now, she NEVER tried to talk to me or even told me that she was mad about this, I think that at some point is disrespectful to say Hi with a kiss on the cheek to everyone but ignoring and not even say hello to me IN MY OWN HOUSE, the breakfast thing is a little immature, why wouldn't you talk with me about something that bothered you? Am I wrong if I start to ignore her and not say hi? I mean, I am a little mad for this, not for me but for my mom.
TDLR: my brother's girlfriend is mad at me about something I never said and disrespects me at my own house.
submitted by Enough_Permission_54 to amiwrong [link] [comments]
So now for almost 2 months she ignores me, doesn't come home when I am home, does not have breakfast if I am there, does not talk to me and did the same to my mother now, she NEVER tried to talk to me or even told me that she was mad about this, I think that at some point is disrespectful to say Hi with a kiss on the cheek to everyone but ignoring and not even say hello to me IN MY OWN HOUSE, the breakfast thing is a little immature, why wouldn't you talk with me about something that bothered you? Am I wrong if I start to ignore her and not say hi? I mean, I am a little mad for this, not for me but for my mom.
TDLR: my brother's girlfriend is mad at me about something I never said and disrespects me at my own house.
2023.06.01 17:32 Doubtfire89 Rejected with a “perfect” credit score?
Hi everyone,
I have a seemingly perfect credit score. 999 on Experian and similar with others. I’ve managed credit well in the past and I have an AMEX for daily spending with a 15k limit that I pay fully every month plus an old empty credit card which Ive never bothered to cancel (Barclaycard, my first credit card).
My question is this: I can get pretty much any card but keep being rejected on the eligibility check for Halifax Clarity which I wanted for the 0% travel perks.
Hope someone can shed light.
Thanks
submitted by Doubtfire89 to AskUK [link] [comments]
I have a seemingly perfect credit score. 999 on Experian and similar with others. I’ve managed credit well in the past and I have an AMEX for daily spending with a 15k limit that I pay fully every month plus an old empty credit card which Ive never bothered to cancel (Barclaycard, my first credit card).
My question is this: I can get pretty much any card but keep being rejected on the eligibility check for Halifax Clarity which I wanted for the 0% travel perks.
Hope someone can shed light.
Thanks
2023.06.01 17:31 cakelabs We are shutting down Cake Pay Web (not Mobile) for a while
We have some somber news today. We are temporarily shutting down Cake Pay Web for the time being.
We expect to resume operations later this year, offering you an even better experience. All users with orders in-flight will be delivered or reimbursed.
This is a difficult decision for us, but we believe it is the right decision. Cake Pay Web was used and loved by many as an excellent way to purchase gift cards with cryptocurrencies, but persistent issues with the provider for this service led to at-times weak reliability.
Cake Labs prides itself on being easy to use and reliable. Cake Wallet is a great example of this, where we have delivered a user-friendly wallet for over five years. It is difficult to reconcile our desire to be reliable with the real-life performance of Cake Pay Web.
For repeat customers especially, it is extremely important to us that users consistently have good experiences. When Cake Pay Web had vendor issues, we could not promise a good experience, and it reflected badly on our reputation.
Ultimately, we have decided that continuing to operate a web store with an unreliable service provider will lead to more long-term damage to our reputation than benefits. Users will get upset when things go wrong, and it takes a lot of resources and patience from our excellent support staff to address these issues. Thus, we are ending operations for now until we can re-launch with an improved experience.
Sending fiat is far more annoying, especially when our partner did not take advantage of some of the fastest options.
For Cake Pay Web in our first iteration, we needed to pre-fund a deposit, which was used as people bought things from the store. That's fine, but it's not fine when transferring money takes several business days.
This is one of the unexpected things that changed over the last few months. Our partner would initially credit funds almost immediately after we sent them, but this was changed to be several business days. The side effect is that Cake Pay had to front a lot more money than before, leading to increased risks for us and increased costs.
Post-FTX, we didn't feel comfortable with considerable sums of money sitting with a partner that we didn't trust very much. If we trusted them, then it could be fine (but still not ideal).
It will take some time to line up new partners and make sure the user experience exceeds our expectations.
In the meantime, USA users can use Cake Pay Mobile, available in Cake Wallet and Monero.com by Cake Wallet.
First, the user response to the website was very strong and positive. User demand for the service is very high, and the amount of purchases through the platform exceeded our expectations. We are very grateful to have such a supportive community.
Second, the silent majority were very understanding and patient. When we did run into downtime, the vast majority of people were undeterred, and would simply check back later. While we don't want to run a service with downtime, it does speak to the resiliency of our users.
Third, the products that we could offer were genuinely interesting. We are taking what we learned and applying that to Cake Pay Mobile and our next version of Cake Pay Web.
submitted by cakelabs to cakelabs [link] [comments]
We expect to resume operations later this year, offering you an even better experience. All users with orders in-flight will be delivered or reimbursed.
This is a difficult decision for us, but we believe it is the right decision. Cake Pay Web was used and loved by many as an excellent way to purchase gift cards with cryptocurrencies, but persistent issues with the provider for this service led to at-times weak reliability.
Reliability is important for us
Recently, the reliability situation worsened, with Cake Pay Web experiencing over 50% downtime in the past week due to provider maintenance. This is different than January through April, where reliability was much higher (but still not quite where we wanted it to be).Cake Labs prides itself on being easy to use and reliable. Cake Wallet is a great example of this, where we have delivered a user-friendly wallet for over five years. It is difficult to reconcile our desire to be reliable with the real-life performance of Cake Pay Web.
For repeat customers especially, it is extremely important to us that users consistently have good experiences. When Cake Pay Web had vendor issues, we could not promise a good experience, and it reflected badly on our reputation.
Ultimately, we have decided that continuing to operate a web store with an unreliable service provider will lead to more long-term damage to our reputation than benefits. Users will get upset when things go wrong, and it takes a lot of resources and patience from our excellent support staff to address these issues. Thus, we are ending operations for now until we can re-launch with an improved experience.
Sending money on the old rails is annoying
Sending cryptocurrency is very fast and simple. You type in an address and amount, click send, and that's it.Sending fiat is far more annoying, especially when our partner did not take advantage of some of the fastest options.
For Cake Pay Web in our first iteration, we needed to pre-fund a deposit, which was used as people bought things from the store. That's fine, but it's not fine when transferring money takes several business days.
This is one of the unexpected things that changed over the last few months. Our partner would initially credit funds almost immediately after we sent them, but this was changed to be several business days. The side effect is that Cake Pay had to front a lot more money than before, leading to increased risks for us and increased costs.
Post-FTX, we didn't feel comfortable with considerable sums of money sitting with a partner that we didn't trust very much. If we trusted them, then it could be fine (but still not ideal).
This isn't the end of Cake Pay Web
Cake Pay Web is shut down for now, but we aren't gone forever! Our goal is to be back up before the end of the year, hopefully sooner.It will take some time to line up new partners and make sure the user experience exceeds our expectations.
In the meantime, USA users can use Cake Pay Mobile, available in Cake Wallet and Monero.com by Cake Wallet.
What worked well
We want to end on a happy note, since there were a lot of good things about Cake Pay Web!First, the user response to the website was very strong and positive. User demand for the service is very high, and the amount of purchases through the platform exceeded our expectations. We are very grateful to have such a supportive community.
Second, the silent majority were very understanding and patient. When we did run into downtime, the vast majority of people were undeterred, and would simply check back later. While we don't want to run a service with downtime, it does speak to the resiliency of our users.
Third, the products that we could offer were genuinely interesting. We are taking what we learned and applying that to Cake Pay Mobile and our next version of Cake Pay Web.
2023.06.01 17:31 cakelabs We are shutting down Cake Pay Web (not Mobile) for a while
We have some somber news today. We are temporarily shutting down Cake Pay Web for the time being.
We expect to resume operations later this year, offering you an even better experience. All users with orders in-flight will be delivered or reimbursed.
This is a difficult decision for us, but we believe it is the right decision. Cake Pay Web was used and loved by many as an excellent way to purchase gift cards with cryptocurrencies, but persistent issues with the provider for this service led to at-times weak reliability.
Cake Labs prides itself on being easy to use and reliable. Cake Wallet is a great example of this, where we have delivered a user-friendly wallet for over five years. It is difficult to reconcile our desire to be reliable with the real-life performance of Cake Pay Web.
For repeat customers especially, it is extremely important to us that users consistently have good experiences. When Cake Pay Web had vendor issues, we could not promise a good experience, and it reflected badly on our reputation.
Ultimately, we have decided that continuing to operate a web store with an unreliable service provider will lead to more long-term damage to our reputation than benefits. Users will get upset when things go wrong, and it takes a lot of resources and patience from our excellent support staff to address these issues. Thus, we are ending operations for now until we can re-launch with an improved experience.
Sending fiat is far more annoying, especially when our partner did not take advantage of some of the fastest options.
For Cake Pay Web in our first iteration, we needed to pre-fund a deposit, which was used as people bought things from the store. That's fine, but it's not fine when transferring money takes several business days.
This is one of the unexpected things that changed over the last few months. Our partner would initially credit funds almost immediately after we sent them, but this was changed to be several business days. The side effect is that Cake Pay had to front a lot more money than before, leading to increased risks for us and increased costs.
Post-FTX, we didn't feel comfortable with considerable sums of money sitting with a partner that we didn't trust very much. If we trusted them, then it could be fine (but still not ideal).
It will take some time to line up new partners and make sure the user experience exceeds our expectations.
In the meantime, USA users can use Cake Pay Mobile, available in Cake Wallet and Monero.com by Cake Wallet.
First, the user response to the website was very strong and positive. User demand for the service is very high, and the amount of purchases through the platform exceeded our expectations. We are very grateful to have such a supportive community.
Second, the silent majority were very understanding and patient. When we did run into downtime, the vast majority of people were undeterred, and would simply check back later. While we don't want to run a service with downtime, it does speak to the resiliency of our users.
Third, the products that we could offer were genuinely interesting. We are taking what we learned and applying that to Cake Pay Mobile and our next version of Cake Pay Web.
submitted by cakelabs to Monero [link] [comments]
We expect to resume operations later this year, offering you an even better experience. All users with orders in-flight will be delivered or reimbursed.
This is a difficult decision for us, but we believe it is the right decision. Cake Pay Web was used and loved by many as an excellent way to purchase gift cards with cryptocurrencies, but persistent issues with the provider for this service led to at-times weak reliability.
Reliability is important for us
Recently, the reliability situation worsened, with Cake Pay Web experiencing over 50% downtime in the past week due to provider maintenance. This is different than January through April, where reliability was much higher (but still not quite where we wanted it to be).Cake Labs prides itself on being easy to use and reliable. Cake Wallet is a great example of this, where we have delivered a user-friendly wallet for over five years. It is difficult to reconcile our desire to be reliable with the real-life performance of Cake Pay Web.
For repeat customers especially, it is extremely important to us that users consistently have good experiences. When Cake Pay Web had vendor issues, we could not promise a good experience, and it reflected badly on our reputation.
Ultimately, we have decided that continuing to operate a web store with an unreliable service provider will lead to more long-term damage to our reputation than benefits. Users will get upset when things go wrong, and it takes a lot of resources and patience from our excellent support staff to address these issues. Thus, we are ending operations for now until we can re-launch with an improved experience.
Sending money on the old rails is annoying
Sending cryptocurrency is very fast and simple. You type in an address and amount, click send, and that's it.Sending fiat is far more annoying, especially when our partner did not take advantage of some of the fastest options.
For Cake Pay Web in our first iteration, we needed to pre-fund a deposit, which was used as people bought things from the store. That's fine, but it's not fine when transferring money takes several business days.
This is one of the unexpected things that changed over the last few months. Our partner would initially credit funds almost immediately after we sent them, but this was changed to be several business days. The side effect is that Cake Pay had to front a lot more money than before, leading to increased risks for us and increased costs.
Post-FTX, we didn't feel comfortable with considerable sums of money sitting with a partner that we didn't trust very much. If we trusted them, then it could be fine (but still not ideal).
This isn't the end of Cake Pay Web
Cake Pay Web is shut down for now, but we aren't gone forever! Our goal is to be back up before the end of the year, hopefully sooner.It will take some time to line up new partners and make sure the user experience exceeds our expectations.
In the meantime, USA users can use Cake Pay Mobile, available in Cake Wallet and Monero.com by Cake Wallet.
What worked well
We want to end on a happy note, since there were a lot of good things about Cake Pay Web!First, the user response to the website was very strong and positive. User demand for the service is very high, and the amount of purchases through the platform exceeded our expectations. We are very grateful to have such a supportive community.
Second, the silent majority were very understanding and patient. When we did run into downtime, the vast majority of people were undeterred, and would simply check back later. While we don't want to run a service with downtime, it does speak to the resiliency of our users.
Third, the products that we could offer were genuinely interesting. We are taking what we learned and applying that to Cake Pay Mobile and our next version of Cake Pay Web.
2023.06.01 17:31 workacct20910 Warning - McAfee Antivirus - "Autorenewed" after cancelling two years ago without authorization and AmEx saying it isn't fraud
I quit McAfee two years ago and declined to renew my subscription (Costco purchase so it came free but needed CC to register). McAfee website shows that Autorenew is "Off" and that subscription expired 600+ days ago. But somehow they renewed without my consent. I've tried deleting my credit card information from the website but the directions McAfee provides to do so do not work. Called and reported it as fraud to AmEx and getting a new card...AmEx claims it's not fraud. But they are willing to block the merchant going forward and issued me a new card. I also reported it to the Federal Trade Commission.
submitted by workacct20910 to personalfinance [link] [comments]
2023.06.01 17:29 MoodSubstantial404 myntra eors tommy girl @70% off
 | submitted by MoodSubstantial404 to IndianBeautyDeals [link] [comments] |
2023.06.01 17:28 Conscious-Beat6034 Is it safe to assume that my application got approved?
Hi, I did not receive any text or email notification that my credit card application is approved but when I opened the BPI app, the details of a credit card appeared along with the credit limit and card type. Is it safe to assume that my applocation was approved? May naka-experience na ba ng ganito? If yes, how long does it take before mareceive yung physical card? Thanks!!
submitted by Conscious-Beat6034 to PHCreditCards [link] [comments]
2023.06.01 17:27 GoldenBoyRecords Credit Card Payment Question
I made a credit card payment from a tracking account it subtracts it from the tracking account but its looking for me to assign a category on the other side which is where it is messing me up. Is there a tip to manage this for this one instance.
Going forward I plan to transfer from the tracking account to a budget account.
submitted by GoldenBoyRecords to ynab [link] [comments]
Going forward I plan to transfer from the tracking account to a budget account.
2023.06.01 17:26 Odd-Ad-9926 I am going to pay for my first car with cash
Hey guys. I’m a 20 year old college student with a big spending problem. I just took my first semester off for the sole purpose of paying off my 4k of credit card debt. I’m working two jobs so I can do that in two months. This has been fucking rough on my body and brain and often I’m not in the mood to get up and work from 8 AM- 1 PM and then 2 PM- 10 PM but I do it regardless.
overall this has been empowering despite the stress and I am proud of myself for fixing my stupid mistakes. I have decided I’m sick and tired of worrying about money and I’m sick and tired of walking everywhere. No one ever taught me how to deal with money and all I have had to go off of is my own shopping addiction and advice from google. I have never known anything beyond instant gratification and I have decided I want to really work for something big. work for it for so long that I can have it and never have to worry about meeting a monthly bill and feel like I’m drowning.
I’ve never touched a wheel in my life and this has been embarrassing and suffocating as an adult when many 16 year olds I know have more freedom than me. I don’t know how I will pull this off because there are so many moving parts and I make so little when I go back to school, but I am going to save for a car that I can pay for with cash. I will not switch from walking until I can achieve that. I’m sick of owing my whole paychecks and I will not deal with that with my first car. It will be a nice one too. And I will also buy driving lessons.
I guess this is just a big ramble but it feels good to take control of your life and let go of your control on time. In the end I think it will be so much better for my mental health to take my time even if it takes years. Imagine how good it will feel when I get there!
submitted by Odd-Ad-9926 to DecidingToBeBetter [link] [comments]
overall this has been empowering despite the stress and I am proud of myself for fixing my stupid mistakes. I have decided I’m sick and tired of worrying about money and I’m sick and tired of walking everywhere. No one ever taught me how to deal with money and all I have had to go off of is my own shopping addiction and advice from google. I have never known anything beyond instant gratification and I have decided I want to really work for something big. work for it for so long that I can have it and never have to worry about meeting a monthly bill and feel like I’m drowning.
I’ve never touched a wheel in my life and this has been embarrassing and suffocating as an adult when many 16 year olds I know have more freedom than me. I don’t know how I will pull this off because there are so many moving parts and I make so little when I go back to school, but I am going to save for a car that I can pay for with cash. I will not switch from walking until I can achieve that. I’m sick of owing my whole paychecks and I will not deal with that with my first car. It will be a nice one too. And I will also buy driving lessons.
I guess this is just a big ramble but it feels good to take control of your life and let go of your control on time. In the end I think it will be so much better for my mental health to take my time even if it takes years. Imagine how good it will feel when I get there!
2023.06.01 17:26 galbijimm Seeking advice - name, phone, email, address leaked
 | My situation: I ordered an item online, but the confirmation email was wrongly sent to someone in Italy with a similar email address(I never received the confirmation email from the company). submitted by galbijimm to legal [link] [comments] The person who received my order confirmation email kindly forwarded the email to me. The confirmation email contains my legal name, my email, my phone number, my physical address and the last 4 digit of my credit card number. Can I get compensation from the company in this case, since they mistakenly handled my information? If so, how should I proceed - 1) get a lawyer and file a complaint 2) communicate with the company directly and get compensation Or any other suggestions? Thanks a lot, Amanda PS. I live in CA. I believe the company is NY based. |
2023.06.01 17:26 AutoModerator [TRADE] I Have AGENCY NAVIGATOR BY IMAN GADZHI Full Updated Course For Cheap
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submitted by AutoModerator to Agency_Navigator05 [link] [comments]
Hello everyone, we on DigitalProvider would like to offer you the cheapest discounts on the market for paid courses, We have Agency Navigator for 15$ instead of 1500$
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2023.06.01 17:24 galbijimm Seeking advice - name, phone, email, address leaked
My situation: I ordered an item online, but the confirmation email was wrongly sent to someone in Italy with a similar email address(I never received the confirmation email from the company).
The person who received my order confirmation email kindly forwarded the email to me.
The confirmation email contains my legal name, my email, my phone number, my physical address and the last 4 digit of my credit card number.
Can I get compensation from the company in this case, since they mistakenly handled my information? If so, how should I proceed -
1) get a lawyer and file a complaint 2) communicate with the company directly and get compensation
Or any other suggestions?
Thanks a lot, Amanda
PS. I live in CA. I believe the company is NY based.screenshot of my email
submitted by galbijimm to privacy [link] [comments]
The person who received my order confirmation email kindly forwarded the email to me.
The confirmation email contains my legal name, my email, my phone number, my physical address and the last 4 digit of my credit card number.
Can I get compensation from the company in this case, since they mistakenly handled my information? If so, how should I proceed -
1) get a lawyer and file a complaint 2) communicate with the company directly and get compensation
Or any other suggestions?
Thanks a lot, Amanda
PS. I live in CA. I believe the company is NY based.screenshot of my email
2023.06.01 17:24 yeahchristhing Great Canadian Rebates Referral ! Cashback for Shopping. Get cash back and a $3 sign up bonus
Great Canadian Rebates is extremely easy to use. To get started, register by following the link below, shop as you currently do and your rebates will be automatically credited to your Cash Back Rebate account. Great Canadian Rebates also has many great coupons, free shipping specials,and sales directly from the stores.
You can use PayPal, redeem e-Gift cards, or direct deposit.
You can also get a $3 sign up bonus.
If interested, you can get started with the links below.
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Link to Home Page : https://www.greatcanadianrebates.ca/register.php?r=155744&p=homepage
submitted by yeahchristhing to referralcodes [link] [comments]
You can use PayPal, redeem e-Gift cards, or direct deposit.
You can also get a $3 sign up bonus.
If interested, you can get started with the links below.
Link to Sign Up Page : https://www.greatcanadianrebates.ca/registe155744/
Link to Home Page : https://www.greatcanadianrebates.ca/register.php?r=155744&p=homepage
2023.06.01 17:23 Alarmed-Occasion9609 AITAH for the way I’m defending myself from my abusive exs family who has been attacking me
I recently broke up with my ex of 5 years, the relationship was extremely abusive and toxic , he also cheated on me several times and I realized I didn’t want to spend the rest of my life together with him when he treated me badly.
He kicked me out the house and I moved somewhere else and this is where the problems arise is getting my personal belongings back from him. It took multiple attempts at this point to receive everything the first time I went over to get my things they had stolen a phone they gave to me for Christmas and I had been in ownership for several months after being kicked out at that point. The sister had to assault me and strangle me to receive the phone. I never once hit them first, nor ever wanted to fight but my ex did strike me as well during the assault.
Half of my belongings were still missing due to the fact I had to leave for my own safety. I recently came to the home to retrieve my things after they had torn up my stuff and smeared hair dye over everything and threw them out on the lawn.
Now for context The mother is an illegal immigrant she’s been living in the us without legal documentation for years now. She has encouraged and condoned both the abusive ex behavior towards me and her daughter behavior of assaulting and trying to slander me. Along with this context I keep my name anon online to protect my online safety unlike them who put their full name on everything. Recently the family is trying to take personal matters to online by framing me as an aggressive racist who is attacking the poor family for nothing and releasing my full name online well knowing I kept it private. (Which their not innocent at all)
At this point I had been just trying to get my things from them and I have been assaulted, and harassed I finally gave up getting my wallet which has my credit card and I’d just called immigration on the mother so they hopefully lose their home. As I am done being the only civil person in this conflict seeing it as only fair they are trying to ruin my life so I ruin theirs in return.
I wouldn’t have wanted to come to this point as I never wanted to deal with messy breakups and I can’t help but feel bad for going this low at my first strike AITAH?
submitted by Alarmed-Occasion9609 to AITAH [link] [comments]
He kicked me out the house and I moved somewhere else and this is where the problems arise is getting my personal belongings back from him. It took multiple attempts at this point to receive everything the first time I went over to get my things they had stolen a phone they gave to me for Christmas and I had been in ownership for several months after being kicked out at that point. The sister had to assault me and strangle me to receive the phone. I never once hit them first, nor ever wanted to fight but my ex did strike me as well during the assault.
Half of my belongings were still missing due to the fact I had to leave for my own safety. I recently came to the home to retrieve my things after they had torn up my stuff and smeared hair dye over everything and threw them out on the lawn.
Now for context The mother is an illegal immigrant she’s been living in the us without legal documentation for years now. She has encouraged and condoned both the abusive ex behavior towards me and her daughter behavior of assaulting and trying to slander me. Along with this context I keep my name anon online to protect my online safety unlike them who put their full name on everything. Recently the family is trying to take personal matters to online by framing me as an aggressive racist who is attacking the poor family for nothing and releasing my full name online well knowing I kept it private. (Which their not innocent at all)
At this point I had been just trying to get my things from them and I have been assaulted, and harassed I finally gave up getting my wallet which has my credit card and I’d just called immigration on the mother so they hopefully lose their home. As I am done being the only civil person in this conflict seeing it as only fair they are trying to ruin my life so I ruin theirs in return.
I wouldn’t have wanted to come to this point as I never wanted to deal with messy breakups and I can’t help but feel bad for going this low at my first strike AITAH?
2023.06.01 17:23 seaturtle8476 Guide to a 524 from an overstudier
Hello Mcat-ter's! I wanted to give my guide to how I got a 524 (132/130/131/131) last year (august 2022). I improved from my diagnostic which was a 497. This sub has been super helpful to me, and instead of writing secondaries I'm procrastinating by writing this post. So, lets get into it!
0) A bit about me.
I'm a mostly traditional applicant (taking a one year research year (like 95% of applicants these days)). I took the test between junior and senior year over the summer. I go to a t20 school where I got pretty good grades (~3.9 gpa). Majored in humanities (not bio) so was a little weaker on the science parts, but really good at reading. Have always been a good test taker (34 I think on the ACT, 5's on all the AP's I studied for et.c.). Tutored students in chem. Tutored my siblings in like every science subject / math. I also REALLY knew my amino acids.
1) Disclaimers
First, I want to start of saying that this technique may not work for everyone. I put in a lot of time into studying, which may not be feasible for non-trads, those who have to work full time, those with families, et.c. Second, as you will see, I bought a lot of resources (like a lot). This was NOT cheap. Fortunately I saved up a lot of money before / during college and had my parents to help me out. Third, I was really determined to get an 99th+ percentile score. While a 520+ score is not going to hurt anyone, the amount of time / energy it takes may not be worth it for your application (another 200-300 clinical hours or volunteer hours may be better for your application)
2) Non-Study Stuff that Set me Up for Success
My total study time was ~8 months. I studied part time during the spring semester, and then basically full time during the summer. I had a three day a week research internship (~20 hours per week). I basically studied 40-50 hours a week when I was studying full time. I deleted all social media. Blocked it on my phone (i think my total phone use per day went down to <2 hours a day (and that included using it for GPS to get places)). While this is probably not possible for most applicants, my internship was in a new city I had never been to / lived in. I therefore only knew like 2 people there (one of whom was my roommate). This meant I had to say no to basically no social engagements because, well, I didn't really have any friends there. While this was definitely super lonely at times, this also meant I wasn't getting pulled to go out and party (I'm usually pretty extraverted, so saying no to social events is hard for me). Obviously, moving to a new city is probably not in the cards for most people, but it was probably cheaper in the end than staying in my college town (where rent is not only higher, but the cost of going out / hanging out with friends).
3) The Resources
As I said above, I used a F*** ton of resources:
Given the gigantic list of resources, you all are going to laugh, but probably the only thing I didn't use was UGLOBE, lol. Mostly, its because I ran out of time + I felt really good about my level of prep. A lot of people like UGLOBE but it wasn't for me. YMMV and it probably is a good resource, I just didn't use it.
Study Methods:
I studied about 700 hours total (a lot, I know).
about 1 year before start of studying I took the Blueprint half-length. I got a 497 on this (125/126/121/125). I hadn't taken all the pre-reqs yet so I was pretty content with this score (ngl), but I def needed more content review.
Start of Part Time Studying:
I started part time studying over winter break. I started with a diagnostic test (Kaplan). I got a 506 on this (127/127/125/127). From there I started by reviewing the Kaplan books (reading them through and writing notes). I would take the end of chapter quizzes. I would make a flashcard for any question I got wrong. I also did the Kaplan science assessment which gave me a better idea of my areas of weakness in the sciences (my scores were between 8/30 for biochem and 25/30 for psych). I also did daily jack westin CARS.
When I went back to school, the pace of studying definitely slowed. I studied less. I took another kaplan FL in feburary and got EXACTLY the same score again, which was disheartening. I pretty much took all of march / half of april off, and then restarted studying end of april. I then restarted studying in april, still part time. During this time, I continued reading kaplan, doing Khan academy practice questions, and anki.
Full time studying:
I started full time studying May 1. On average I studied 5hours a day on the days I had work, 8 hours a day on the days I didn't, took a practice test on Saturdays (reviewed half of it that evening (I really think you should review cars right after you take it, otherwise you loose understanding of the reasoning you thought). I would usually review the second half of the exam the following day, and only study 3-4 hours on Sunday.
This was a very succesful strategy for me. The PR class has you take an AAMC practice test as your baseline and I scored a 513 on this (130/129/127/127) which obviously I was stoked about and gave me a ton of confidence.
When my princeton review class started, I did the 3 hour class, the majority of the reading, and about 50% of the suggested practice. Occasionally, during parts of the class I really understood (like gen chem), I would practice other sections. During this time, I took a full length every week, did flash cards, read berkely review for the stuff I didn't understand, did KA practice questions, did the Kaplan / Blueprint Q-Banks. I did this for about six weeks.
For the last 6 weeks of studying, I finished up the PR class, and started AAMC. The other important things I did (which are kinda unique?) which I truly think helped me succeed are 1) I wrote out every single word of the Kaplan quick sheets by hand, 2) I wrote out every single word of the Miles Down quick sheets by hand, 3) I looked up the weirdest mnemonics for everything and texted them to my long distance SO / told them over facetime; Laughing over them and sharing them really made them stick 4) I read every single word of the JW content outline aloud. My roommates definitely thought I was crazy ( I definitely sounded it) but this definitely helped like 1000%. Legitimately, the bio question I am 100% sure I got wrong (and likely the reason I got a 131 and not a 132) was from the one sub-sub-sub section that I said screw it, this isn't going to be on the test.
I continued doing a practice test each week. I reviewed all of the AAMC materials.
For the week before the test I took things pretty easy, I reviewed everything super leisurely. Bio was still what I was struggling with so the only thing I did practice test wise was take the Sample Bio (which I got a 58/59 on so a 132). I didn't do the rest of the sample because I was feeling kinda burnt out.
A note about full lengths:
I took full lengths almost exactly in testing conditions: no referencing notes, wearing the same outfit (down to the socks), eating the same meal, same time of day, same weird whiteboard thing, wore a mask (you had to when I took it, not sure if its still the same) et.c. However, I did practice with certain (distractions). I tried to mimic, what happens if I had five minutes fewer due to a malfunction, what if my pen doesn't work, what if a loud alarm goes off, et.c. This allowed me to prepare incase anything went wrong.
My Practice Tests (in order, including ones where I only did a section):
Blue Print Half Length Diagnostic 497 125 126 121 125
Kaplan Science Assessment N/A N/A N/A N/A N/A
Kaplan Practice test 1 506 127 127 125 127
Kaplan Practice test 2 506 127 127 125 127
Blueprint Practice test 10 126 127
AAMC FL1 513!!!! 130 129 127 127
Blueprint Bio Only practice test 1 129!!!
Princeton Review FL 1 512!!! 127 129 127 129!!
Princeton Review FL 2 508 :( 126 127 127 128
Blueprint Chem/Phys Only practice test 1 129!!!!
Blueprint Cars Only practice test 1 128
Blueprint P/S Only practice test 1 129!
Blueprint Practice test 2 517!!!!!!!! lets go! 131 (WTF, how????) 128 129 129
Blueprint Practice test 3 515 129 128 129 129
AAMC FL2 519!!!! 130 130! 130! 129
AAMC FL3 519!!!! 130 128 130 131!
AAMC FL4 524!!!!!!!!!!!!! 132!!!!! 132!!!!! 128 :( 132!!!!!
AAMC Sample, biology only 131!!!!!!!!
AAMC average (519)
Test Day
The day before test day I slept in a motel Literally in the same strip mall as the testing center. I went there the day before to ensure that I knew where it was and to ask them a couple of questions. While you only need one form of photo ID I made sure I had two just in case. I woke up early, did a couple jumping jacks, chugged an iced coffee (big mistake, I had to pee SOOOOOO badly during C/P (but maybe thats the reason for the 132, who knows)). Got to the testing center early (was the first one). I had pretty good timing for the test (except cars, had only like 4 minutes for the last passage). I finished P/S 40 minutes early, because I was tired and just done. However, I thought I FAILED when I came out of the testing center. No lie, I almost voided (THANK GOD I DIDN'T). I went back to my hotel, cried my eyes out, and went home.
Score result day:
Again, I thought I failed, I was very pleasantly surprised when I got my score back ( I also cried). Was super happy to NEVER have to take this stupid test again.
whew! That was long. Super happy to answer questions you all might have on my (insane, ngl) study schedule.
Wishing everyone 528's
submitted by seaturtle8476 to Mcat [link] [comments]
0) A bit about me.
I'm a mostly traditional applicant (taking a one year research year (like 95% of applicants these days)). I took the test between junior and senior year over the summer. I go to a t20 school where I got pretty good grades (~3.9 gpa). Majored in humanities (not bio) so was a little weaker on the science parts, but really good at reading. Have always been a good test taker (34 I think on the ACT, 5's on all the AP's I studied for et.c.). Tutored students in chem. Tutored my siblings in like every science subject / math. I also REALLY knew my amino acids.
1) Disclaimers
First, I want to start of saying that this technique may not work for everyone. I put in a lot of time into studying, which may not be feasible for non-trads, those who have to work full time, those with families, et.c. Second, as you will see, I bought a lot of resources (like a lot). This was NOT cheap. Fortunately I saved up a lot of money before / during college and had my parents to help me out. Third, I was really determined to get an 99th+ percentile score. While a 520+ score is not going to hurt anyone, the amount of time / energy it takes may not be worth it for your application (another 200-300 clinical hours or volunteer hours may be better for your application)
2) Non-Study Stuff that Set me Up for Success
My total study time was ~8 months. I studied part time during the spring semester, and then basically full time during the summer. I had a three day a week research internship (~20 hours per week). I basically studied 40-50 hours a week when I was studying full time. I deleted all social media. Blocked it on my phone (i think my total phone use per day went down to <2 hours a day (and that included using it for GPS to get places)). While this is probably not possible for most applicants, my internship was in a new city I had never been to / lived in. I therefore only knew like 2 people there (one of whom was my roommate). This meant I had to say no to basically no social engagements because, well, I didn't really have any friends there. While this was definitely super lonely at times, this also meant I wasn't getting pulled to go out and party (I'm usually pretty extraverted, so saying no to social events is hard for me). Obviously, moving to a new city is probably not in the cards for most people, but it was probably cheaper in the end than staying in my college town (where rent is not only higher, but the cost of going out / hanging out with friends).
3) The Resources
As I said above, I used a F*** ton of resources:
- Princeton Review 513+ Guarantee Course (ok, I know people are probably going to think I'm a troll for this, but I really found it helpful (for the most part). Personally, I found their cars strategy to be super helpful (again I know people are going to think I am a troll, I promise I'm not). I also found their science videos / the biology classes to be super helpful (I knew actually 0 anatomy before studying). Our physics instructor was great, the psychology one was kinda meh. This class included all of the princeton review text books + online quizzes + vides + all the AAMC resources+ a couple other things I'm probably forgetting. If I had to do it again, I would probably have done a slightly slower paced class ( I did the five day a week, 3 hour a day class (probably would have done 4 days a week)). I also would NOT have gotten the 513 guarantee .
- Princeton Review Science Workbook (This was also from Princeton Review course). This was probably in the top 2 most helpful resources (besides AAMC). This book is probably 1000 pages of pure practice passages. I legitamately did every single bio / biochem passage and I credit it for 5 points on my MCAT. If you can only get one resource (besides AAMC) this is what I would get.
- Kaplan Review Books. Pretty Self Explanatory. I would rotate between reading these and the Princeton. These are less dense than the princeton ones and are pretty good if you already have a strong foundation. These also came with a qbank and some practice tests which I found super helpful.
- Kaplan quick sheets. This was included in the Kaplan Review Books, but also deserves its own line. This does a great job of summarizing all the major topics. In all honesty, if you are good at test taking and have this thing memorized fully, I truly think you can get minimum 508 on the test
- Blueprint full lengths + qbank. I found this one super helpful. I probably wouldn't have bought 10 tests in retrospect (they were having a sale), but I found that you could do sections of the tests to be super helpful for practicing sections of the test I was weaker at.
- Blueprint half-length diagnostic. It's Free! and a great place to see what your baseline is (don't waste an AAMC test on that)
- Berkeley Review (I got these for free from a friend). I found their cars practice to be super helpful. Their explanations are super in-depth which are really good if you are not getting a topic. I found their physics questions to be super good practice. I leafed through the biochem book a couple times, but otherwise didn't use them too much (mostly because I had so many other resources).
- Khan Academy. These have good videos for when you are not understanding something. The practice questions / passages are also pretty good.
- JackWestin Cars Pretty good to get a hang of timing, but the logic is not super reminiscent of AAMC. I did them for the first couple months of part time studying, but stopped for the most part once I got to full time studying
- AAMC content outline and Jack Westin Content Outline. Probably most underratted resource. The content outline gives you everything that could be on the test. You should at least look at it. Jack Westin has filled the entire thing out for you. It is SOOOOOOO clutch (literally this made up the other 50% of my success on B/B.
- Anki / Flashcards. I used milesdown. Thought it was good overall (didn't get through all the cards). Milesdown also has a review sheet that is REALLY good. 100% recommend. I also used an amino acid deck to really drill them (this I finished, and probably reviewed all the cards 5-10x). I also did a physics / chem equations flashcard deck.
- 100 page psych doc. I thought this was good overall. 300 felt too long / too detailed for me
- AAMC resources. All of them (except for ¾ sections of the sample, but that was because I was too tired, and found resting to be more important for my success). I also reviewed every answer.
Given the gigantic list of resources, you all are going to laugh, but probably the only thing I didn't use was UGLOBE, lol. Mostly, its because I ran out of time + I felt really good about my level of prep. A lot of people like UGLOBE but it wasn't for me. YMMV and it probably is a good resource, I just didn't use it.
Study Methods:
I studied about 700 hours total (a lot, I know).
about 1 year before start of studying I took the Blueprint half-length. I got a 497 on this (125/126/121/125). I hadn't taken all the pre-reqs yet so I was pretty content with this score (ngl), but I def needed more content review.
Start of Part Time Studying:
I started part time studying over winter break. I started with a diagnostic test (Kaplan). I got a 506 on this (127/127/125/127). From there I started by reviewing the Kaplan books (reading them through and writing notes). I would take the end of chapter quizzes. I would make a flashcard for any question I got wrong. I also did the Kaplan science assessment which gave me a better idea of my areas of weakness in the sciences (my scores were between 8/30 for biochem and 25/30 for psych). I also did daily jack westin CARS.
When I went back to school, the pace of studying definitely slowed. I studied less. I took another kaplan FL in feburary and got EXACTLY the same score again, which was disheartening. I pretty much took all of march / half of april off, and then restarted studying end of april. I then restarted studying in april, still part time. During this time, I continued reading kaplan, doing Khan academy practice questions, and anki.
Full time studying:
I started full time studying May 1. On average I studied 5hours a day on the days I had work, 8 hours a day on the days I didn't, took a practice test on Saturdays (reviewed half of it that evening (I really think you should review cars right after you take it, otherwise you loose understanding of the reasoning you thought). I would usually review the second half of the exam the following day, and only study 3-4 hours on Sunday.
This was a very succesful strategy for me. The PR class has you take an AAMC practice test as your baseline and I scored a 513 on this (130/129/127/127) which obviously I was stoked about and gave me a ton of confidence.
When my princeton review class started, I did the 3 hour class, the majority of the reading, and about 50% of the suggested practice. Occasionally, during parts of the class I really understood (like gen chem), I would practice other sections. During this time, I took a full length every week, did flash cards, read berkely review for the stuff I didn't understand, did KA practice questions, did the Kaplan / Blueprint Q-Banks. I did this for about six weeks.
For the last 6 weeks of studying, I finished up the PR class, and started AAMC. The other important things I did (which are kinda unique?) which I truly think helped me succeed are 1) I wrote out every single word of the Kaplan quick sheets by hand, 2) I wrote out every single word of the Miles Down quick sheets by hand, 3) I looked up the weirdest mnemonics for everything and texted them to my long distance SO / told them over facetime; Laughing over them and sharing them really made them stick 4) I read every single word of the JW content outline aloud. My roommates definitely thought I was crazy ( I definitely sounded it) but this definitely helped like 1000%. Legitimately, the bio question I am 100% sure I got wrong (and likely the reason I got a 131 and not a 132) was from the one sub-sub-sub section that I said screw it, this isn't going to be on the test.
I continued doing a practice test each week. I reviewed all of the AAMC materials.
For the week before the test I took things pretty easy, I reviewed everything super leisurely. Bio was still what I was struggling with so the only thing I did practice test wise was take the Sample Bio (which I got a 58/59 on so a 132). I didn't do the rest of the sample because I was feeling kinda burnt out.
A note about full lengths:
I took full lengths almost exactly in testing conditions: no referencing notes, wearing the same outfit (down to the socks), eating the same meal, same time of day, same weird whiteboard thing, wore a mask (you had to when I took it, not sure if its still the same) et.c. However, I did practice with certain (distractions). I tried to mimic, what happens if I had five minutes fewer due to a malfunction, what if my pen doesn't work, what if a loud alarm goes off, et.c. This allowed me to prepare incase anything went wrong.
My Practice Tests (in order, including ones where I only did a section):
Blue Print Half Length Diagnostic 497 125 126 121 125
Kaplan Science Assessment N/A N/A N/A N/A N/A
Kaplan Practice test 1 506 127 127 125 127
Kaplan Practice test 2 506 127 127 125 127
Blueprint Practice test 10 126 127
AAMC FL1 513!!!! 130 129 127 127
Blueprint Bio Only practice test 1 129!!!
Princeton Review FL 1 512!!! 127 129 127 129!!
Princeton Review FL 2 508 :( 126 127 127 128
Blueprint Chem/Phys Only practice test 1 129!!!!
Blueprint Cars Only practice test 1 128
Blueprint P/S Only practice test 1 129!
Blueprint Practice test 2 517!!!!!!!! lets go! 131 (WTF, how????) 128 129 129
Blueprint Practice test 3 515 129 128 129 129
AAMC FL2 519!!!! 130 130! 130! 129
AAMC FL3 519!!!! 130 128 130 131!
AAMC FL4 524!!!!!!!!!!!!! 132!!!!! 132!!!!! 128 :( 132!!!!!
AAMC Sample, biology only 131!!!!!!!!
AAMC average (519)
Test Day
The day before test day I slept in a motel Literally in the same strip mall as the testing center. I went there the day before to ensure that I knew where it was and to ask them a couple of questions. While you only need one form of photo ID I made sure I had two just in case. I woke up early, did a couple jumping jacks, chugged an iced coffee (big mistake, I had to pee SOOOOOO badly during C/P (but maybe thats the reason for the 132, who knows)). Got to the testing center early (was the first one). I had pretty good timing for the test (except cars, had only like 4 minutes for the last passage). I finished P/S 40 minutes early, because I was tired and just done. However, I thought I FAILED when I came out of the testing center. No lie, I almost voided (THANK GOD I DIDN'T). I went back to my hotel, cried my eyes out, and went home.
Score result day:
Again, I thought I failed, I was very pleasantly surprised when I got my score back ( I also cried). Was super happy to NEVER have to take this stupid test again.
whew! That was long. Super happy to answer questions you all might have on my (insane, ngl) study schedule.
Wishing everyone 528's
2023.06.01 17:22 mtsteverest2 Review notes & my response
 | submitted by mtsteverest2 to Accounting [link] [comments] |
2023.06.01 17:20 Starbr3aker Looking for a Cashback card with savings account
My job allows me a lot of perks and benefits and it be of them is using my own credit card for my expenses and being reimbursed. I’ve used the Walmart rewards MasterCard for a few years which has been fine but I would like to switch to a different cash back card that allows me to put the rewards into savings or investments. There are a lot of options that I found online that offer 3-4% on recurring bill payments but with telus adding a fee to pay with credit card I don’t think this will be a good benefit long term. I do eat out at restaurants almost daily with clients so if there’s something that has a higher return on dining that would be great. Annual fee is not a big deal as long as the rewards make sense. What are all of you using?
Thanks
Edit** more info My credit score is 700+, income is a little over 100k and my monthly spend ranges from 1500-3000 but is sometimes more
submitted by Starbr3aker to PersonalFinanceCanada [link] [comments]
Thanks
Edit** more info My credit score is 700+, income is a little over 100k and my monthly spend ranges from 1500-3000 but is sometimes more
2023.06.01 17:19 JuicyHotdog777 Maximizing Maya Interest Rates
Maya recently released new objectives on how to get a higher interest rates on savings, and this will be effective June to August.
My question is, if I accomplish this objectives, does the interest rates on Personal Goals increase as well? Or just the main savings account?
Second question, is there a way to pay for Citi and BPI credit card bills using the Maya card? Pwede ba yun bayaran via a bank's ATM but using a Maya card?
submitted by JuicyHotdog777 to phinvest [link] [comments]
My question is, if I accomplish this objectives, does the interest rates on Personal Goals increase as well? Or just the main savings account?
Second question, is there a way to pay for Citi and BPI credit card bills using the Maya card? Pwede ba yun bayaran via a bank's ATM but using a Maya card?
2023.06.01 17:16 KinnardSkinnard Gasoline Strategies?
My wife (23f) and I (27m) just dropped our Costco membership because I ran the numbers and since we never really shop at Costco and only use them for the gas the 4% rewards we get on the Citi card literally just pay for the membership… and there are is another station near us that has identical pricing too.
Does anyone know of any beneficial loyalty programs that we should be using instead?
Context: the only credit cards we have are Chase (Amazon) and Citi (Costco). The Citi card will be expiring and the Chase card offers 2% rewards on gas. We’re not really looking to get another card, we finally hit 800 on credit score and I’m already expecting a small drop for when the Citi card goes away.
We probably spend between $2000 and $2500 annually on gas (obviously depending on price… we’re on track for just over $2000 this year assuming no black swans). We live in the Midwest.
submitted by KinnardSkinnard to personalfinance [link] [comments]
Does anyone know of any beneficial loyalty programs that we should be using instead?
Context: the only credit cards we have are Chase (Amazon) and Citi (Costco). The Citi card will be expiring and the Chase card offers 2% rewards on gas. We’re not really looking to get another card, we finally hit 800 on credit score and I’m already expecting a small drop for when the Citi card goes away.
We probably spend between $2000 and $2500 annually on gas (obviously depending on price… we’re on track for just over $2000 this year assuming no black swans). We live in the Midwest.
2023.06.01 17:16 naturist89 Need Advice/Help
I don't have a pay pal account. On checking out on a website, I accidently clicked the "pay pal" button but then unchecked it and clicked on the "credit card" button. The transaction went through but I received two emails from pay pal indicating that I used them to pay for my items. What gives?
Is this OK, or should I contact the vendor and pay pal about this. Pay pal now has my phone # and credit card number from the transaction and I'm not interested in using their service.
Thanks in advance for any help or advise.
submitted by naturist89 to paypal [link] [comments]
Is this OK, or should I contact the vendor and pay pal about this. Pay pal now has my phone # and credit card number from the transaction and I'm not interested in using their service.
Thanks in advance for any help or advise.
2023.06.01 17:15 Itchy-Alarm-3387 Need some help please
Hey guys my credit score is 455 I’m terrible at paying on time and me and money haven’t always been synonymous. This started in the military and never felt the need or knowledge to do right with credit.
This is effecting my ability to live a wonderful life I could be living as a veteran.
I was wondering if anybody could point in the right direction. How to start? Do I need to settle all my debt with collections or the original person I had the debt with?
Then how do I go about getting credit card… I’ve been turned down for secured cards so I’m not sure what I need to do.
Please help
submitted by Itchy-Alarm-3387 to CRedit [link] [comments]
This is effecting my ability to live a wonderful life I could be living as a veteran.
I was wondering if anybody could point in the right direction. How to start? Do I need to settle all my debt with collections or the original person I had the debt with?
Then how do I go about getting credit card… I’ve been turned down for secured cards so I’m not sure what I need to do.
Please help
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